Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

THE SEILING STATE BANK

Seiling, OklahomaBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (per hour)$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=account_research; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Account Research (per hour) | $10.00" · Source

Accounts closed within 90 days of opening$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=early_closure; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Accounts closed within 90 days of opening | $5.00" · Source

Dormant Account Fee (12 months of inactivity for 12 months)$5

At the national median

Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=dormant_account; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Dormant Account Fee (12 months of inactivity for 12 months) | $5.00" · Source

Monthly Service Charge$3

$3.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=monthly_maintenance; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Monthly Service Charge | $3.00" · Source

Overdraft & NSFVerified

Overdraft (each debit or check paid)$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=overdraft; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Overdraft (each debit or check paid) | $25.00" · Source

ATM & CardVerified

Foreign ATM transaction fee$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=atm_non_network; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Foreign ATM transaction fee | $1.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (per hour)	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=account_research; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Account Research (per hour) \| $10.00"	Source
Accounts closed within 90 days of opening	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=early_closure; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Accounts closed within 90 days of opening \| $5.00"	Source
Dormant Account Fee (12 months of inactivity for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=dormant_account; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Dormant Account Fee (12 months of inactivity for 12 months) \| $5.00"	Source
Monthly Service Charge	$3Below the typical range ($4–$12.63 nationally)	$3.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=monthly_maintenance; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Monthly Service Charge \| $3.00"	Source
Overdraft & NSFVerified
Overdraft (each debit or check paid)	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=overdraft; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Overdraft (each debit or check paid) \| $25.00"	Source
ATM & CardVerified
Foreign ATM transaction fee	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3344. canonical_hint=atm_non_network; text_hash=3ce18d87506d7350b654ea862bb3921c9a1775c53200fc9dec854c8b0f3af08b; excerpt="Foreign ATM transaction fee \| $1.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$195.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$195.0M

Total deposits

$175.2M

Service charge income

$44K

Fee income ratio

2.2%

Return on assets

1.01%

Branches

Service charge income by quarter

Q2 2026$44K

Q1 2026$42K

Q4 2025$45K

Q3 2025$38K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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