Southern Bank

Headquarters: Poplar Bluff, Missouri
Charter: Bank
Assets: $5.2B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southern Bank: $28
Southern Bank: $28
U.S. median: no median
NSF / Returned Item
Southern Bank: $28
Southern Bank: $28
U.S. median: no median
Non-Network ATM
Southern Bank: $2
Southern Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Southern Bank · $5.2B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$4.6B to $5.8B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Southern Bank(this institution)	Poplar Bluff, MO	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Alerus Financial, National Association	Grand Forks, ND	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bar Harbor Bank & Trust	Bar Harbor, ME	$4.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Broadway National Bank	San Antonio, TX	$5.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Carter Bank & Trust	Martinsville, VA	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Bank of Mississippi	Flowood, MS	$5.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community West Bank	Fresno, CA	$5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emigrant Bank	Miami, FL	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Internet Bank of Indiana	Fishers, IN	$5.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First National Bank Alaska	Anchorage, AK	$5.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firstrust Savings Bank	Conshohocken, PA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Great Southern Bank	Reeds Spring, MO	$5.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hills Bank and Trust Company	Hills, IA	$4.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Independent Bank	Grand Rapids, MI	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Institution for Savings in Newburyport and Its Vicinity	Newburyport, MA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Bank of Commerce	Brownsville, TX	$4.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Morton Community Bank	Morton, IL	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northeast Bank	Portland, ME	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Orrstown Bank	Harrisburg, PA	$5.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PeoplesBank	Holyoke, MA	$4.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Bank and Trust Company	Mount Olive, NC	$5.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Southern First Bank	Greenville, SC	$4.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Fidelity Bank	Fuquay Varina, NC	$4.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
VeraBank, National Association	Henderson, TX	$4.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Westamerica Bank	San Rafael, CA	$5.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wheaton Bank & Trust, National Association	Wheaton, IL	$4.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Southern Bank does not publish a monthly maintenance fee in the index.

The peer median is $10 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Southern Bank does not publish a monthly maintenance fee, so it is not on this chart.

Southern BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Southern Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closing Consumer DDA$40
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
per month

Overdraft & NSF

Overdraft Charge$28
per item
Return Item Charge$28
per item

ATM & Card

ATM Transaction$2
per item
Debit Card Replacement$8
per item
Debit Card Rush Order$30
per item

Check Services

Cashier’s Checks$7
per item
Personal Money Orders$5
per item
Interest Check Stop Payment & Reissuance$30
per item
Counter Checks$1
per item

Digital & Electronic

ACH Origination$10

Cash & Deposit

Returned Deposited Item Special Handling$20
per item

Account Services

Notary Service$3
per item
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Garnishments/Levies$75
per item
Subpoena$50
Not compared: Charged per hour; comparison unavailable
per hour
Deposit Verification/Confirmations$25
per item

Retirement & IRA

IRA Annual Maintenance$10
per year

Other Fees

Statement Reproduction$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Consumer DDA	$40	Not stated	None
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft Charge	$28	per item	None
Return Item Charge	$28	per item	None
ATM & Card
ATM Transaction	$2	per item	None
Debit Card Replacement	$8	per item	None
Debit Card Rush Order	$30	per item	None
Check Services
Cashier’s Checks	$7	per item	None
Personal Money Orders	$5	per item	None
Interest Check Stop Payment & Reissuance	$30	per item	None
Counter Checks	$1	per item	None
Digital & Electronic
ACH Origination	$10	Not stated	None
Cash & Deposit
Returned Deposited Item Special Handling	$20	per item	None
Account Services
Notary Service	$3	per item	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Garnishments/Levies	$75	per item	None
Subpoena	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Deposit Verification/Confirmations	$25	per item	None
Retirement & IRA
IRA Annual Maintenance	$10	per year	None
Other Fees
Statement Reproduction	$2	Not stated	None

Account Maintenance

Early Closing Business DDA$60
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
per month

Overdraft & NSF

Overdraft Charge$28
per item
Return Item Charge$28
per item

ATM & Card

ATM Transaction$2
per item
Debit Card Replacement$8
per item
Debit Card Rush Order$30
per item

Check Services

Cashier’s Checks$7
per item
Personal Money Orders$5
per item
Interest Check Stop Payment & Reissuance$30
per item
Counter Checks$1
per item

Digital & Electronic

ACH Origination$10

Cash & Deposit

Returned Deposited Item Special Handling$20
per item

Account Services

Notary Service$3
per item
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Garnishments/Levies$75
per item
Subpoena$50
Not compared: Charged per hour; comparison unavailable
per hour
Deposit Verification/Confirmations$25
per item

Retirement & IRA

IRA Annual Maintenance$10
per year

Other Fees

Statement Reproduction$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Business DDA	$60	Not stated	None
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft Charge	$28	per item	None
Return Item Charge	$28	per item	None
ATM & Card
ATM Transaction	$2	per item	None
Debit Card Replacement	$8	per item	None
Debit Card Rush Order	$30	per item	None
Check Services
Cashier’s Checks	$7	per item	None
Personal Money Orders	$5	per item	None
Interest Check Stop Payment & Reissuance	$30	per item	None
Counter Checks	$1	per item	None
Digital & Electronic
ACH Origination	$10	Not stated	None
Cash & Deposit
Returned Deposited Item Special Handling	$20	per item	None
Account Services
Notary Service	$3	per item	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Garnishments/Levies	$75	per item	None
Subpoena	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Deposit Verification/Confirmations	$25	per item	None
Retirement & IRA
IRA Annual Maintenance	$10	per year	None
Other Fees
Statement Reproduction	$2	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Southern Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southern Bank: $28
Southern Bank: $28
U.S. median: no median
NSF / Returned Item
Southern Bank: $28
Southern Bank: $28
U.S. median: no median
Non-Network ATM
Southern Bank: $2
Southern Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Southern Bank · $5.2B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$4.6B to $5.8B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Southern Bank(this institution)	Poplar Bluff, MO	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Alerus Financial, National Association	Grand Forks, ND	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bar Harbor Bank & Trust	Bar Harbor, ME	$4.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Broadway National Bank	San Antonio, TX	$5.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Carter Bank & Trust	Martinsville, VA	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Bank of Mississippi	Flowood, MS	$5.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community West Bank	Fresno, CA	$5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emigrant Bank	Miami, FL	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Internet Bank of Indiana	Fishers, IN	$5.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First National Bank Alaska	Anchorage, AK	$5.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firstrust Savings Bank	Conshohocken, PA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Great Southern Bank	Reeds Spring, MO	$5.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hills Bank and Trust Company	Hills, IA	$4.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Independent Bank	Grand Rapids, MI	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Institution for Savings in Newburyport and Its Vicinity	Newburyport, MA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Bank of Commerce	Brownsville, TX	$4.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Morton Community Bank	Morton, IL	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northeast Bank	Portland, ME	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Orrstown Bank	Harrisburg, PA	$5.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PeoplesBank	Holyoke, MA	$4.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Bank and Trust Company	Mount Olive, NC	$5.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Southern First Bank	Greenville, SC	$4.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Fidelity Bank	Fuquay Varina, NC	$4.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
VeraBank, National Association	Henderson, TX	$4.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Westamerica Bank	San Rafael, CA	$5.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wheaton Bank & Trust, National Association	Wheaton, IL	$4.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Southern Bank does not publish a monthly maintenance fee in the index.

The peer median is $10 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Southern Bank does not publish a monthly maintenance fee, so it is not on this chart.

Southern BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Southern Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closing Consumer DDA$40
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
per month

Overdraft & NSF

Overdraft Charge$28
per item
Return Item Charge$28
per item

ATM & Card

ATM Transaction$2
per item
Debit Card Replacement$8
per item
Debit Card Rush Order$30
per item

Check Services

Cashier’s Checks$7
per item
Personal Money Orders$5
per item
Interest Check Stop Payment & Reissuance$30
per item
Counter Checks$1
per item

Digital & Electronic

ACH Origination$10

Cash & Deposit

Returned Deposited Item Special Handling$20
per item

Account Services

Notary Service$3
per item
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Garnishments/Levies$75
per item
Subpoena$50
Not compared: Charged per hour; comparison unavailable
per hour
Deposit Verification/Confirmations$25
per item

Retirement & IRA

IRA Annual Maintenance$10
per year

Other Fees

Statement Reproduction$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Consumer DDA	$40	Not stated	None
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft Charge	$28	per item	None
Return Item Charge	$28	per item	None
ATM & Card
ATM Transaction	$2	per item	None
Debit Card Replacement	$8	per item	None
Debit Card Rush Order	$30	per item	None
Check Services
Cashier’s Checks	$7	per item	None
Personal Money Orders	$5	per item	None
Interest Check Stop Payment & Reissuance	$30	per item	None
Counter Checks	$1	per item	None
Digital & Electronic
ACH Origination	$10	Not stated	None
Cash & Deposit
Returned Deposited Item Special Handling	$20	per item	None
Account Services
Notary Service	$3	per item	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Garnishments/Levies	$75	per item	None
Subpoena	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Deposit Verification/Confirmations	$25	per item	None
Retirement & IRA
IRA Annual Maintenance	$10	per year	None
Other Fees
Statement Reproduction	$2	Not stated	None

Account Maintenance

Early Closing Business DDA$60
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
per month

Overdraft & NSF

Overdraft Charge$28
per item
Return Item Charge$28
per item

ATM & Card

ATM Transaction$2
per item
Debit Card Replacement$8
per item
Debit Card Rush Order$30
per item

Check Services

Cashier’s Checks$7
per item
Personal Money Orders$5
per item
Interest Check Stop Payment & Reissuance$30
per item
Counter Checks$1
per item

Digital & Electronic

ACH Origination$10

Cash & Deposit

Returned Deposited Item Special Handling$20
per item

Account Services

Notary Service$3
per item
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Garnishments/Levies$75
per item
Subpoena$50
Not compared: Charged per hour; comparison unavailable
per hour
Deposit Verification/Confirmations$25
per item

Retirement & IRA

IRA Annual Maintenance$10
per year

Other Fees

Statement Reproduction$2

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Business DDA	$60	Not stated	None
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft Charge	$28	per item	None
Return Item Charge	$28	per item	None
ATM & Card
ATM Transaction	$2	per item	None
Debit Card Replacement	$8	per item	None
Debit Card Rush Order	$30	per item	None
Check Services
Cashier’s Checks	$7	per item	None
Personal Money Orders	$5	per item	None
Interest Check Stop Payment & Reissuance	$30	per item	None
Counter Checks	$1	per item	None
Digital & Electronic
ACH Origination	$10	Not stated	None
Cash & Deposit
Returned Deposited Item Special Handling	$20	per item	None
Account Services
Notary Service	$3	per item	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Garnishments/Levies	$75	per item	None
Subpoena	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Deposit Verification/Confirmations	$25	per item	None
Retirement & IRA
IRA Annual Maintenance	$10	per year	None
Other Fees
Statement Reproduction	$2	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.