The First National Bank of Dryden

Headquarters: Dryden, New York
Charter: Bank
Assets: $203.9M
Fed district: New York

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The First National Bank of Dryden: $35
The First National Bank of Dryden: $35
U.S. median: no median
NSF / Returned Item
The First National Bank of Dryden: $35
The First National Bank of Dryden: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The First National Bank of Dryden: $20
The First National Bank of Dryden: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Dryden’s own schedules, with a source for each figure.

Account Maintenance

Dormant Checking & Statement Savings Fee$5
per month
Dormant Passbook Fee$25
Not compared: Quarterly charge, not monthly
per quarter
Temporary Statements$2
per item

Overdraft & NSF

Overdraft Fee$35
per item
Returned Check Fee$35
per item

Wire Transfers

Wires: Outgoing – Domestic$20
Wires: Incoming – Customer$10
Wires: Outgoing – Foreign$40

Check Services

Bank Draft – First Per Day: Free, Each After$5
Not compared: Daily charge, not per item
per day
Money Order – First Per Day: Free, Each After$2
Not compared: Daily charge, not per item
per day
Stop Payment$30
Temporary Checks$0.25
per item
Copies of checks$2
Not compared: Charged per page; comparison unavailable
per page

Account Services

Tax Levy$100

Other Fees

Copies of Statement$2
Not compared: Charged per page; comparison unavailable
per page
Fax: Local$1
Fax: Non-Local$2
Fax: Out of State$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking & Statement Savings Fee	$5	per month	None
Dormant Passbook Fee	$25Not compared: Quarterly charge, not monthly	per quarter	None
Temporary Statements	$2	per item	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Returned Check Fee	$35	per item	None
Wire Transfers
Wires: Outgoing – Domestic	$20	Not stated	None
Wires: Incoming – Customer	$10	Not stated	None
Wires: Outgoing – Foreign	$40	Not stated	None
Check Services
Bank Draft – First Per Day: Free, Each After	$5Not compared: Daily charge, not per item	per day	None
Money Order – First Per Day: Free, Each After	$2Not compared: Daily charge, not per item	per day	None
Stop Payment	$30	Not stated	None
Temporary Checks	$0.25	per item	None
Copies of checks	$2Not compared: Charged per page; comparison unavailable	per page	None
Account Services
Tax Levy	$100	Not stated	None
Other Fees
Copies of Statement	$2Not compared: Charged per page; comparison unavailable	per page	None
Fax: Local	$1	Not stated	None
Fax: Non-Local	$2	Not stated	None
Fax: Out of State	$3	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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