First National Bank USA

Headquarters: Boutte, Louisiana
Charter: Bank
Assets: $249.1M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First National Bank USA: $30
First National Bank USA: $30
U.S. median: no median
NSF / Returned Item
First National Bank USA: $30
First National Bank USA: $30
U.S. median: no median
Non-Network ATM
First National Bank USA: $1
First National Bank USA: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank USA’s own schedules, with a source for each figure.

Account Maintenance

Research and Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$30
per item
Returned Item Fee$30
per item

ATM & Card

Transaction at an ATM not owned by us or a Community Cash member$1

Wire Transfers

Wire Transfer Outgoing – Domestic$20
Wire Transfer Incoming (All)$15
Wire Transfer Outgoing – Foreign$55

Check Services

Cashier's Check$10
per item
Cashier’s Check (to third party) or less$5
per item
Money Order (up to $250)$2
per item
Stop Payment Charge$10
per item
Temporary Check$0.25
per item
Check Cashing (for non customers, not to exceed $1,000)$25
per item
Collection Item (incoming & outgoing)$20
per item
Free eStatements with online check imagesNo charge

Digital & Electronic

Bill PayNo charge
Mobile Banking with Mobile DepositNo charge

Cash & Deposit

Deposited Checks Returned$5
per item

Account Services

Special Handling Charge (Levies, Garnishments, etc.)$25

Other Fees

Fax$5
Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Research and Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Returned Item Fee	$30	per item	None
ATM & Card
Transaction at an ATM not owned by us or a Community Cash member	$1	Not stated	None
Wire Transfers
Wire Transfer Outgoing – Domestic	$20	Not stated	None
Wire Transfer Incoming (All)	$15	Not stated	None
Wire Transfer Outgoing – Foreign	$55	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Cashier’s Check (to third party) or less	$5	per item	None
Money Order (up to $250)	$2	per item	None
Stop Payment Charge	$10	per item	None
Temporary Check	$0.25	per item	None
Check Cashing (for non customers, not to exceed $1,000)	$25	per item	None
Collection Item (incoming & outgoing)	$20	per item	None
Free eStatements with online check images	No charge	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Mobile Banking with Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned	$5	per item	None
Account Services
Special Handling Charge (Levies, Garnishments, etc.)	$25	Not stated	None
Other Fees
Fax	$5	Not stated	None
Photocopy	$1	per item	None

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$8	per month	None
Minimum Balance	$10	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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