The Seymour Bank

Headquarters: Seymour, Missouri
Charter: Bank
Assets: $224.7M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Excel Club Checking
The Seymour Bank: $8.50
The Seymour Bank: $8.50
U.S. median: no median
Overdraft (OD)
The Seymour Bank: $35
The Seymour Bank: $35
U.S. median: no median
NSF / Returned Item
The Seymour Bank: $5
The Seymour Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Seymour Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$8.50
per month
Premature account closing - within 90 days$20
Account balancing assistance (if not current month)$15
Not compared: Charged per hour; comparison unavailable
per hour
Account research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (each debit or check paid or unpaid)$35
per item
Returned check fee$5
Sustained overdraft fee - 5 days or more$5

ATM & Card

ATM denial at foreign ATM$3
ATM inquiry at foreign ATM$0.50
ATM Withdrawal at foreign ATM$1.50
ATM/Debit card replacement (for any reason)$5
per item

Wire Transfers

Wire transfers: Outgoing$25
Wire transfers: Incoming$5

Check Services

Money orders Under $300.00$2
Stop payments (all items)$20
Copy of check-free checking account$1
per item

Digital & Electronic

Mobile Deposit$1

Cash & Deposit

Loose coin15%

Account Services

Notary public fees (Non Customer)$2
Drilling of safe deposit box$200
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$80
per year
Safe Deposit Box 3 x 10$30
per year
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 5 x 10$45
per year
Safe Deposit Box 5 x 5$25
per year
Safety deposit box key replacement$40
Not compared: Box drilling or key fee
Garnishment, lien, subpoenas$75

Other Fees

Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$8.50	per month	None
Premature account closing - within 90 days	$20	Not stated	None
Account balancing assistance (if not current month)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (each debit or check paid or unpaid)	$35	per item	None
Returned check fee	$5	Not stated	None
Sustained overdraft fee - 5 days or more	$5	Not stated	None
ATM & Card
ATM denial at foreign ATM	$3	Not stated	None
ATM inquiry at foreign ATM	$0.50	Not stated	None
ATM Withdrawal at foreign ATM	$1.50	Not stated	None
ATM/Debit card replacement (for any reason)	$5	per item	None
Wire Transfers
Wire transfers: Outgoing	$25	Not stated	None
Wire transfers: Incoming	$5	Not stated	None
Check Services
Money orders Under $300.00	$2	Not stated	None
Stop payments (all items)	$20	Not stated	None
Copy of check-free checking account	$1	per item	None
Digital & Electronic
Mobile Deposit	$1	Not stated	None
Cash & Deposit
Loose coin	15%	Not stated	None
Account Services
Notary public fees (Non Customer)	$2	Not stated	None
Drilling of safe deposit box	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$80	per year	None
Safe Deposit Box 3 x 10	$30	per year	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 5 x 10	$45	per year	None
Safe Deposit Box 5 x 5	$25	per year	None
Safety deposit box key replacement	$40Not compared: Box drilling or key fee	Not stated	None
Garnishment, lien, subpoenas	$75	Not stated	None
Other Fees
Photocopies	$0.25	per item	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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