Bank of Columbia

Headquarters: Columbia, Kentucky
Charter: Bank
Assets: $231.1M
Fed district: St. Louis

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bank of Columbia: $35
Bank of Columbia: $35
U.S. median: no median
NSF / Returned Item
Bank of Columbia: $35
Bank of Columbia: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Bank of Columbia: $25
Bank of Columbia: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Columbia’s own schedules, with a source for each figure.

Account Maintenance

DORMANT and subject to a DORMANT FEE (audience not stated, treated as personal)$5
per month
Escheatment Charge (audience not stated, treated as personal)$25
Account Research Fee (audience not stated, treated as personal)$10
Not compared: Charged per hour; comparison unavailable
per hour
Excessive withdrawal fees$5
per item

Overdraft & NSF

NSF Paid Item Fee (audience not stated, treated as personal)$35
NSF Fee: NSF Return Item Fee (audience not stated, treated as personal)$35
per item

Wire Transfers

Outgoing Domestic Wire (audience not stated, treated as personal)$25
per item
Incoming International Wire (audience not stated, treated as personal)$20
per item

Check Services

Cashier's Check$1
per item
Stop Payment Fee (audience not stated, treated as personal)$30
per item
Counter Check Printing Fee (audience not stated, treated as personal)$2
per item
Foreign Check Collection Fee$3.50
per item

Account Services

Notice of Levy or Garnishment (audience not stated, treated as personal)$20
per item

Fee	Amount	Basis	Note
Account Maintenance
DORMANT and subject to a DORMANT FEE (audience not stated, treated as personal)	$5	per month	None
Escheatment Charge (audience not stated, treated as personal)	$25	Not stated	None
Account Research Fee (audience not stated, treated as personal)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive withdrawal fees	$5	per item	None
Overdraft & NSF
NSF Paid Item Fee (audience not stated, treated as personal)	$35	Not stated	None
NSF Fee: NSF Return Item Fee (audience not stated, treated as personal)	$35	per item	None
Wire Transfers
Outgoing Domestic Wire (audience not stated, treated as personal)	$25	per item	None
Incoming International Wire (audience not stated, treated as personal)	$20	per item	None
Check Services
Cashier's Check	$1	per item	None
Stop Payment Fee (audience not stated, treated as personal)	$30	per item	None
Counter Check Printing Fee (audience not stated, treated as personal)	$2	per item	None
Foreign Check Collection Fee	$3.50	per item	None
Account Services
Notice of Levy or Garnishment (audience not stated, treated as personal)	$20	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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