The First National Bank of Izard County

Headquarters: Calico Rock, Arkansas
Charter: Bank
Assets: $234.8M
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking
The First National Bank of Izard County: $8
The First National Bank of Izard County: $8
U.S. median: no median
Overdraft (OD)
The First National Bank of Izard County: $35
The First National Bank of Izard County: $35
U.S. median: no median
NSF / Returned Item
The First National Bank of Izard County: $35
The First National Bank of Izard County: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Izard County’s own schedules, with a source for each figure.

Account Maintenance

Regular Checking Monthly service charge$8
per month
Dormant Account$15
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item$35
Insufficient Item$35

ATM & Card

ATM/Debit Card Replacement$10

Wire Transfers

Wires: Domestic Incoming (Customer)$10
Wires: Domestic Incoming (Non-Customer)$25

Check Services

Stop Payment$35
Check Cashing Fee (non-customer)$10
Check Collection Fee$25
per item

Cash & Deposit

Returned Item Fee$5
per item
Night Deposit Key Replacement$25

Account Services

Notary Fee (Non-Customer)$5
Drill Charge$135
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Garnishment/Tax Levy$50

Lending Fees

Late Charge$10
In-House Appraisal$175

Fee	Amount	Basis	Note
Account Maintenance
Regular Checking Monthly service charge	$8	per month	None
Dormant Account	$15	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item	$35	Not stated	None
Insufficient Item	$35	Not stated	None
ATM & Card
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wires: Domestic Incoming (Customer)	$10	Not stated	None
Wires: Domestic Incoming (Non-Customer)	$25	Not stated	None
Check Services
Stop Payment	$35	Not stated	None
Check Cashing Fee (non-customer)	$10	Not stated	None
Check Collection Fee	$25	per item	None
Cash & Deposit
Returned Item Fee	$5	per item	None
Night Deposit Key Replacement	$25	Not stated	None
Account Services
Notary Fee (Non-Customer)	$5	Not stated	None
Drill Charge	$135Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Garnishment/Tax Levy	$50	Not stated	None
Lending Fees
Late Charge	$10	Not stated	None
In-House Appraisal	$175	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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