First Federal Savings and Loan Association of San Rafael

Headquarters: San Rafael, California
Charter: Bank
Assets: $222.1M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Stop Payment
First Federal Savings and Loan Association of San Rafael: $10
First Federal Savings and Loan Association of San Rafael: $10
U.S. median: no median
Cashier's Check
First Federal Savings and Loan Association of San Rafael: $5
First Federal Savings and Loan Association of San Rafael: $5
U.S. median: no median
Debit Card Replacement
First Federal Savings and Loan Association of San Rafael: $5
First Federal Savings and Loan Association of San Rafael: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings and Loan Association of San Rafael’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee 4$30
Inactivity Fee$5
Account Research Fee$75
Not compared: Charged per hour; comparison unavailable
per hour
General Account Related FeesAccount Research Fee(Minimum charge of 1 hour)Returned Negotiated Items Fee$10
per item
Excessive Transactions Fee$5
per item

Overdraft & NSF

NSF/Overdraft Daily Cap$75
per day · Maximum daily NSF/Overdraft fee

ATM & Card

Replace Lost or Stolen Card$5
per item
Rush Replacement$20
per item

Check Services

Teller Check (Exchange Check)$5
per item
Stop Payment Order$10
per item
Check Copies$5
per item

Digital & Electronic

Online Bill PayNo charge
Special Same Day Bill Payment$14.95

Account Services

Notary Fee$15
per transaction
Process Fee Notary Fee$15
Annual Rental Fee - Regular Box$40
per year
Late Payment (30 days past due)$10
Not compared: Box drilling or key fee
One Lost Key$30
Not compared: Box drilling or key fee
Legal Process Fee$100
per item

Other Fees

Photocopies and Microfilm Copies$2
per item
Statement Copies$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee 4	$30	Not stated	None
Inactivity Fee	$5	Not stated	None
Account Research Fee	$75Not compared: Charged per hour; comparison unavailable	per hour	None
General Account Related FeesAccount Research Fee(Minimum charge of 1 hour)Returned Negotiated Items Fee	$10	per item	None
Excessive Transactions Fee	$5	per item	None
Overdraft & NSF
NSF/Overdraft Daily Cap	$75	per day	Maximum daily NSF/Overdraft fee
ATM & Card
Replace Lost or Stolen Card	$5	per item	None
Rush Replacement	$20	per item	None
Check Services
Teller Check (Exchange Check)	$5	per item	None
Stop Payment Order	$10	per item	None
Check Copies	$5	per item	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Special Same Day Bill Payment	$14.95	Not stated	None
Account Services
Notary Fee	$15	per transaction	None
Process Fee Notary Fee	$15	Not stated	None
Annual Rental Fee - Regular Box	$40	per year	None
Late Payment (30 days past due)	$10Not compared: Box drilling or key fee	Not stated	None
One Lost Key	$30Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee	$100	per item	None
Other Fees
Photocopies and Microfilm Copies	$2	per item	None
Statement Copies	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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