15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Wire Transfer (Domestic Out)
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First Bank and Trust Company of Illinois’s own schedules, with a source for each figure.
per month
per month
per hour · *Reconciliations and other Research Work: $100 per hour billed in 1/4 increments. Additional out of pocked expenses may be billed. A deposit may be required.
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Charges - Checking and DDA Accounts (per month) | $10 | per month | None |
| Dormant Account Charges - Savings Accounts (per month) | $10 | per month | None |
| Reconciliations and other Research Work | $100Not compared: Charged per hour; comparison unavailable | per hour | *Reconciliations and other Research Work: $100 per hour billed in 1/4 increments. Additional out of pocked expenses may be billed. A deposit may be required. |
Overdraft & NSF | |||
| Overdraft fee | $20 | per item | None |
| First Continuous Overdraft Charge | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Outgoing | No charge | Not stated | None |
| Wire Transfer - Domestic Incoming | No charge | Not stated | None |
| Wire Transfer - International Outgoing | No charge | Not stated | None |
| Wire Transfer - International Incoming | No charge | Not stated | None |
Check Services | |||
| Cashier’s Check (per day): First one free | $5 | per item | None |
| Money Order (per day): First one free | $3 | per item | None |
| Counter Check (one check for immediate use at First Bank) | No charge | Not stated | None |
| Temporary Checks – 5 or less (limit 10 per month) | $1Not compared: Monthly charge, not per item | per month | None |
| Check Image(s) (per item) | $5 | per item | None |
| Statement Copy or Other Items (plus research fee) | $5 | Not stated | None |
Cash & Deposit | |||
| Counting Loose Coin (customers only) | No charge | Not stated | None |
| Return Deposited Checks/Charge Backs (per item) | $10 | per item | None |
Account Services | |||
| Notary Services (customer only) | No charge | Not stated | None |
| Levy (plus costs) | $100 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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