Harvest Bank

Headquarters: Kimball, Minnesota
Charter: Bank
Assets: $355.1M
Fed district: Minneapolis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Harvest Bank: $20
Harvest Bank: $20
U.S. median: no median
NSF / Returned Item
Compared at $24, the middle of its prices
Harvest Bank: $20 to $28
Harvest Bank: $20 to $28
U.S. median: no median
Wire Transfer (Domestic Out)
Harvest Bank: $25
Harvest Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Harvest Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Escheatment fee$15
Account Balancing Assistance - per hour$50
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$50
Not compared: Charged per hour; comparison unavailable
per hour
Returned statement charge$5

Overdraft & NSF

Overdraft (OD)$20
per item
NSF / Returned Item$20
per item
Overdraft and NSF Return Fee$28
per item
Overdraft Sweep Fee - per sweep$2

ATM & Card

Debit Card Replacement Fee$10
2nd Day Rush Fee$29.95
per item
Overnight Rush Fee$34.95
per item

Wire Transfers

Domestic Wire Transfers - Outgoing$25
Domestic Wire Transfers - Incoming$15
International Wire Transfer - Outgoing$60
International Wire Transfer - Incoming$15

Check Services

Cashier's Checks - per check$5
per item
Money orders - per check$3
per item
Stop payment (Check or one time ACH)$20
Stop Payment Fee$18
per item
Counter check fee (3 free per day)$1
Not compared: Daily charge, not per item
per day
Canadian check processing fee$12
Copy of a Check$2

Digital & Electronic

ACH Return Fee$10
per item
Bill Pay Inactivity Fee - per month$5
per month
Non-use fee: Billpay fee$5

Account Services

Garnishment/ Levy processing fee (where permitted by law)$100

Retirement & IRA

IRA Transfer/Rollover Fee$50

Other Fees

Photocopies - per page$0.25
per item
Statement Copy - per statement$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Escheatment fee	$15	Not stated	None
Account Balancing Assistance - per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Returned statement charge	$5	Not stated	None
Overdraft & NSF
Overdraft (OD)	$20	per item	None
NSF / Returned Item	$20	per item	None
Overdraft and NSF Return Fee	$28	per item	None
Overdraft Sweep Fee - per sweep	$2	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
2nd Day Rush Fee	$29.95	per item	None
Overnight Rush Fee	$34.95	per item	None
Wire Transfers
Domestic Wire Transfers - Outgoing	$25	Not stated	None
Domestic Wire Transfers - Incoming	$15	Not stated	None
International Wire Transfer - Outgoing	$60	Not stated	None
International Wire Transfer - Incoming	$15	Not stated	None
Check Services
Cashier's Checks - per check	$5	per item	None
Money orders - per check	$3	per item	None
Stop payment (Check or one time ACH)	$20	Not stated	None
Stop Payment Fee	$18	per item	None
Counter check fee (3 free per day)	$1Not compared: Daily charge, not per item	per day	None
Canadian check processing fee	$12	Not stated	None
Copy of a Check	$2	Not stated	None
Digital & Electronic
ACH Return Fee	$10	per item	None
Bill Pay Inactivity Fee - per month	$5	per month	None
Non-use fee: Billpay fee	$5	Not stated	None
Account Services
Garnishment/ Levy processing fee (where permitted by law)	$100	Not stated	None
Retirement & IRA
IRA Transfer/Rollover Fee	$50	Not stated	None
Other Fees
Photocopies - per page	$0.25	per item	None
Statement Copy - per statement	$3	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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