Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Harvest Bank

Kimball, MinnesotaBankMinneapolis Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research - per hour$50Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft - per item overdraft fee will be assessed for overdrafts created by checks$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source
Overdraft Sweep Fee - per sweep$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Return Item (NSF) - For all accounts, the per item NSF fee, will be assessed per$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Source

Wire TransfersVerified

Domestic Wire Transfers - Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Domestic Wire Transfers - Outgoing$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Checks - per check$5Within the typical range ($3–$5 nationally)
At the national median
per item · Source
Copy of a Check$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Counter check fee (3 free per day)$1Within the typical range ($1–$4 nationally)
$1 below the national median
per day · Source
Money orders - per check$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
per item · Source
Stop payment (Check or one time ACH)$20Within the typical range ($20–$30 nationally)
$5 below the national median
Source

Other FeesVerified

Photocopies - per page$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Source
Statement Copy - per statement$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research - per hour	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Dormant Account Fee - An account is dormant if you have made no deposits or withdrawals to the account for two years. A	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Escheatment fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
ID TheftSmart Fee (monthly fee, per person enrolled - customer can choose to pay a	$2Below the typical range ($3–$10 nationally)	$4 below the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft - per item overdraft fee will be assessed for overdrafts created by checks	$20Below the typical range ($25–$32 nationally)	$10 below the national median	per item	—	Source
Overdraft Sweep Fee - per sweep	$2
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Domestic Wire Transfers - Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Domestic Wire Transfers - Outgoing	$25
Check ServicesVerified
Cashier's Checks - per check	$5Within the typical range ($3–$5 nationally)	At the national median	per item	—	Source
Copy of a Check	$2
Account ServicesVerified
Garnishment/ Levy processing fee (where permitted by law)	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer/Rollover Fee	$50Above the typical range ($25–$35 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Photocopies - per page	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	—	Source
Statement Copy - per statement	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$355.1M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$355.1M

Total deposits

$323.4M

Service charge income

$55K

Fee income ratio

1.6%

Return on assets

1.21%

Branches

Service charge income by quarter

Q2 2026$55K

Q1 2026$37K

Q4 2025$21K

Q3 2025$22K

Financial profile · Pro

Harvest Bank

Published fees

Get an email when Harvest Bank changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings