Security State Bank of Marine

Headquarters: Marine On St. Croix, Minnesota
Charter: Bank
Assets: $232.5M
Fed district: Minneapolis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
REGULAR CHECKING ACCOUNT
Security State Bank of Marine: $5
Security State Bank of Marine: $5
U.S. median: no median
Overdraft (OD)
Security State Bank of Marine: $34
Security State Bank of Marine: $34
U.S. median: no median
NSF / Returned Item
Security State Bank of Marine: $34
Security State Bank of Marine: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Security State Bank of Marine’s own schedules, with a source for each figure.

Account Maintenance

Service charge fee$5
per month · avoid Imposition of fees - A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below
Account Closed within 90 days of opening$50
Account balancing assistance$25
Account Research$25

Overdraft & NSF

Overdraft$34
Nonsufficient funds (ATM)$34
Nonsufficient funds (each)$34
per item
Continuous overdraft fee$34

Wire Transfers

Domestic wires transfers (outgoing)$25
International wire transfers (outgoing)$45

Check Services

Cashier’s checks$4
Money order$2
Stop Payment (all items)$27

Cash & Deposit

Coin counting (Customer)No charge
Returned deposit items$4
per item

Account Services

Garnishments$75
Levies$75

Retirement & IRA

IRA transfer fee$50

Fee	Amount	Basis	Note
Account Maintenance
Service charge fee	$5	per month	avoid Imposition of fees - A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below
Account Closed within 90 days of opening	$50	Not stated	None
Account balancing assistance	$25	Not stated	None
Account Research	$25	Not stated	None
Overdraft & NSF
Overdraft	$34	Not stated	None
Nonsufficient funds (ATM)	$34	Not stated	None
Nonsufficient funds (each)	$34	per item	None
Continuous overdraft fee	$34	Not stated	None
Wire Transfers
Domestic wires transfers (outgoing)	$25	Not stated	None
International wire transfers (outgoing)	$45	Not stated	None
Check Services
Cashier’s checks	$4	Not stated	None
Money order	$2	Not stated	None
Stop Payment (all items)	$27	Not stated	None
Cash & Deposit
Coin counting (Customer)	No charge	Not stated	None
Returned deposit items	$4	per item	None
Account Services
Garnishments	$75	Not stated	None
Levies	$75	Not stated	None
Retirement & IRA
IRA transfer fee	$50	Not stated	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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