Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026
Verified fees
23
Under review
0
Assets
$269.4M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
one time · Source
per month · Monthly fee after 2 years of no customer initiated activity · Source
per item · Source
per item · Source
per month · Savings and Money Market Accounts Only · Source
per year · Source
per item · To another financial institution · Source
per month · Source
per month · Source
varies · Per hour, ½ hour minimum · Source
per month · If enrolled in Bill Pay but did not make at least 1 Bill Pay payment in the previous month · Source
per item · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account Closed within 90 days of opening | $20 | one time | — | Source |
| Dormant Account Fee | $5 | per month | Monthly fee after 2 years of no customer initiated activity | Source |
| Duplicate Statement | $5 | per item | — | Source |
| Escheatment Fee | $30 | per item | — | Source |
| Excessive Transaction Fee | $10 | per month | Savings and Money Market Accounts Only | Source |
| IRA Annual Fee | $25 | per year | — | Source |
| IRA Transfer Fee | $25 | per item | To another financial institution | Source |
| Paper Statement Fee | $3 | per month | — | Source |
| Paper Statement Fee with check images | $10 | per month | — | Source |
| Research | $20 | varies | Per hour, ½ hour minimum | Source |
Overdraft & NSFVerified | ||||
| Insufficient Funds (per paid item) | $30 | per item | — | Source |
| Overdraft Transfer Fee | $3 | per item | Automatic transfer from checking or saving to cover overdraft items | Source |
ATM & CardVerified | ||||
| ATM Transactions (Other ATMs) | $2.50 | per item | — | Source |
| Debit Card Replacement | $15 | per item | — | Source |
Wire TransfersVerified | ||||
| Wire Transfer (Incoming) | $20 | per item | — | Source |
| Wire Transfer (Outgoing Domestic) | $25 | per item | — | Source |
| Wire Transfer (Outgoing International) | $40 | |||
Check ServicesVerified | ||||
| Cancelled Check Copy | $5 | per item | Per item | Source |
| Cashier's Check | $4 | per item | First check FREE per day | Source |
| Stop Payment | ||||
Digital & ElectronicVerified | ||||
| Bill Pay Fee | $4.95 | per month | If enrolled in Bill Pay but did not make at least 1 Bill Pay payment in the previous month | Source |
Cash & DepositVerified | ||||
| Returned Deposited Item | $10 | per item | — | Source |
Account ServicesVerified | ||||
| Legal Processing (Levy, Garnishment, etc.) | $75 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$269.4M
Total deposits
$238.7M
Service charge income
$7K
Fee income ratio
0.36%
Return on assets
0.43%
Branches
2
Service charge income by quarter
| per item |
| — |
| Source |
| $25 |
| per item |
| $15.00 if initiated through online banking |
| Source |