Compared with Alabama
13 of 22
compared fees are above the median.
5 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
100th percentile; peer median 3.3%
FDIC call report data · Jun 30, 2026
Fees above the Alabama median
of 22 compared; 5 below, 4 about the same
See the feesFee schedule read Oct 14, 2026
Call-report figures are for Regions Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCFD2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 30 banks with $50B to $250B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Alabama median | Published fees above the Alabama median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Regions Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 9.1% of revenue, above the 3.3% median of 30 banks with $50B to $250B in assets (100th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $173.0M in Q2 2026, 9.5% above the same quarter a year earlier ($158.0M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
13 of 22 compared published fees sit above the Alabama median; 5 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Alabama medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Compared at $13, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 4.8% from Q3 2025 to Q2 2026, to $173.0M. Its share of revenue, 9.1%, is above the 3.3% median for banks with $50B to $250B in assets.
$173.0M
Regions BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 30 banks with $50B to $250B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $8 to $18; we compare the midpoint.
Regions Bank · $159.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Regions Bank(this institution) | Birmingham, AL | $159.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Ally Bank | Sandy, UT | $188.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| American Express National Bank | Sandy, UT | $213.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Charles Schwab Bank, SSB | Westlake, TX | $250.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| CIBC Bank USA | Chicago, IL | $66.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Citizens Bank, National Association | Providence, RI | $232.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| City National Bank | Los Angeles, CA | $99.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Columbia Bank | Roseburg, OR | $65.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| East West Bank | Pasadena, CA | $84.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Horizon Bank | Memphis, TN | $84.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First-Citizens Bank & Trust Company | Raleigh, NC | $236.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Flagstar Bank, National Association | Hicksville, NY | $87.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| HSBC Bank USA, National Association | Tysons, VA | $173.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| KeyBank National Association | Cleveland, OH | $188.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Manufacturers and Traders Trust Company | Buffalo, NY | $218.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Morgan Stanley Private Bank, National Association | Purchase, NY | $250.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Old National Bank | Evansville, IN | $73.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pinnacle Bank | Nashville, TN | $128.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Santander Bank, N.A. | Wilmington, DE | $104B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SouthState Bank, National Association | Winter Haven, FL | $68.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Northern Trust Company | Chicago, IL | $178.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| UMB Bank, National Association | Kansas City, MO | $71.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| USAA Federal Savings Bank | Phoenix, AZ | $106.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Valley National Bank | Passaic, NJ | $66.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Western Alliance Bank | Phoenix, AZ | $98.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $89B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $13, the middle of its two prices, against a peer median of $10.75 among 14 publishing peers.
Its two checking prices are $8 and $18.
$13 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Regions Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $173.0M | +$5.0M | +3.0% |
| Q1 2026 | $168.0M | $0 | 0.0% |
| Q4 2025 | $168.0M | +$3.0M | +1.8% |
| Q3 2025 | $165.0M | +$7.0M | +4.4% |
| Q2 2025 | $158.0M | −$7.0M | −4.2% |
| Q1 2025 | $165.0M | +$5.0M | +3.1% |
| Q4 2024 | $160.0M | −$3.0M | −1.8% |
| Q3 2024 | $163.0M | +$7.0M | +4.5% |
Financial cohort: 33 banks with $50B to $250B in assets filing for Q2 2026; 30 reported a share above 0% and are counted, Regions Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Regions Bank by share.
Amounts from Regions Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee (audience not stated, treated as personal) | $18Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Fee | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early Account Closing (within 180 days) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Paper Statement (audience not stated, treated as personal) | $5Above the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Paper Statement (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Paper Statement (audience not stated, treated as personal) | $4Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Paper Statement | $3Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Excessive Withdrawal/Item Fee 1 | $6Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
| Excessive Withdrawal/Item Fee 3 | $3Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
Overdraft & NSF | |||
| Paid Overdraft Item/Returned Item Fee | $36Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
ATM & Card | |||
| Non-Regions ATM: Withdrawal (audience not stated, treated as personal) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| International ATM Transaction | $5Inside the U.S. middle 50% ($2.06 to $5 nationally) | Not stated | None |
| CheckCard/ATM Card Replacement Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Expedited Card Replacement Fee | $25Below the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| International Service Assessment | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Domestic: Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfer – International: Outgoing | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer – International: Incoming | $18Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders | $2Inside the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment | $36Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment – Special Paying Instructions (Caution) | $36Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Copy Services Fee (each item copy) | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Printed Check Images | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Overnight Check Bill Payment Fee | $14.95Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Same Day Bill Payment Fee | $9.95Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Zelle® 1 | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Loose Coin Deposit | $5Above the U.S. middle 50% ($0 to $2.54 nationally) | Not stated | None |
| Card Cash Advance Fee | $3Inside the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
| Returned Deposit Item Fee | $15Inside the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Services | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Drilling Fee | $150Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee (past 30 days) | $10Not compared: Box drilling or key fee | Not stated | None |
| Replacement of Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Process/Document Review | $100Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
| Verification of Deposit/Mortgage | $30Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Other Fees | |||
| Duplicate Statement | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Fax Notification | $3.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Special Interim Statement | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Regions Bank operates, and what regulators and customers have on file.
Branch footprint
1,245 offices in 16 states, $131.8B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 55 | $15.3B | |
| Outside a metro area | 190 | $13.5B |
| 63 | $9.7B | |
| 58 | $7.2B | |
| 72 | $6.6B | |
| 59 | $5.5B | |
| 59 | $5.2B | |
| 40 | $4.7B |
Birmingham, AL
28.5% of bank deposits, #1 of 49, up 1.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| PNC Bank, National Association | 11.8% |
| ServisFirst Bank | 9.3% |
| Pinnacle Bank | 7.7% |
| Wells Fargo Bank, National Association | 7.1% |
| Truist Bank | 6.3% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Birmingham, AL, Regions Bank holds 28.5% of bank deposits, #1 of 49, with 55 offices.
The fee comparison uses its home metro, Atlanta-Sandy Springs-Roswell, GA.
418 offices of 100 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 49 institutions shown. $53.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 28.5% share, 55 offices, #1 of 49
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
128 offices of 51 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
1,062 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 278 |
| Problem caused by your funds being low | 116 |
| Incorrect information on your report | 109 |
| Problem with a lender or other company charging your account | 70 |
| Closing an account | 51 |
| Trouble during payment process | 44 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
3 past actions
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
REGIONS FINANCIAL CORP (NYSE: RF)
Consolidated assets
$161.3B
Shareholders' equity
$18.8B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1281761. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.