First Federal Savings and Loan Association

Headquarters: Delta, Ohio
Charter: Bank
Assets: $246.0M
Fed district: Cleveland

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Federal Savings and Loan Association: $30
First Federal Savings and Loan Association: $30
U.S. median: no median
NSF / Returned Item
First Federal Savings and Loan Association: $30
First Federal Savings and Loan Association: $30
U.S. median: no median
Wire Transfer (Domestic Out)
First Federal Savings and Loan Association: $25
First Federal Savings and Loan Association: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings and Loan Association’s own schedules, with a source for each figure.

Account Maintenance

Account Research or Balancing (per hour – one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statement$3

Overdraft & NSF

Overdraft Fee for Each Paid Item$30
per item
Non-sufficient Funds Fee for Each Returned Item$30
per item

Wire Transfers

Outgoing Wire Transfer Fee$25
Outgoing International Wire Transfer Fee$35

Check Services

Cashier's Checks (per item)$5
per item
Money Orders (per item)$5
per item
Stop Payment Fee$25

Cash & Deposit

Credit/Debit Card Cash Advance Fee (maximum $2,000 per business day)$5
Not compared: Daily charge, not per item
per day
Returned Deposited Checks or Electronic Items$15

Account Services

Lock Replacement and Drill Fee$250
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee

Fee	Amount	Basis	Note
Account Maintenance
Account Research or Balancing (per hour – one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statement	$3	Not stated	None
Overdraft & NSF
Overdraft Fee for Each Paid Item	$30	per item	None
Non-sufficient Funds Fee for Each Returned Item	$30	per item	None
Wire Transfers
Outgoing Wire Transfer Fee	$25	Not stated	None
Outgoing International Wire Transfer Fee	$35	Not stated	None
Check Services
Cashier's Checks (per item)	$5	per item	None
Money Orders (per item)	$5	per item	None
Stop Payment Fee	$25	Not stated	None
Cash & Deposit
Credit/Debit Card Cash Advance Fee (maximum $2,000 per business day)	$5Not compared: Daily charge, not per item	per day	None
Returned Deposited Checks or Electronic Items	$15	Not stated	None
Account Services
Lock Replacement and Drill Fee	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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