Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First Federal Savings and Loan Association

Delta, OhioBankCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research or Balancing (per hour – one hour minimum)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Non-sufficient Funds Fee for Each Returned Item$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Fee for Each Paid Item$30Within the typical range ($25–$32 nationally)
At the national median
Source

Wire TransfersVerified

Incoming International Wire Transfer Fee$0Below the typical range ($10–$25 nationally)
$20 below the national median
Source
Incoming Wire Transfer Fee$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Outgoing International Wire Transfer Fee$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source
Outgoing Wire Transfer Fee$25Within the typical range ($20–$25 nationally)
At the national median
Source

Cash & DepositVerified

Credit/Debit Card Cash Advance Fee (maximum$2,000Above the typical range ($2–$10 nationally)
$1,995 above the national median
Source

Account ServicesVerified

Lock Replacement and Drill Fee$250Above the typical range ($30–$70 nationally)
$205 above the national median
Source
Lost Key$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research or Balancing (per hour – one hour minimum)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Mailed Statement	$3Within the typical range ($2–$4 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Non-sufficient Funds Fee for Each Returned Item	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft Fee for Each Paid Item	$30
Wire TransfersVerified
Incoming International Wire Transfer Fee	$0Below the typical range ($10–$25 nationally)	$20 below the national median	—	—	Source
Incoming Wire Transfer Fee	$0
Check ServicesVerified
Stop Payment Fee	$25Within the typical range ($20–$30 nationally)	$1 below the national median	—	—	Source
Cash & DepositVerified
Credit/Debit Card Cash Advance Fee (maximum	$2,000Above the typical range ($2–$10 nationally)	$1,995 above the national median	—	—	Source
Account ServicesVerified
Lock Replacement and Drill Fee	$250Above the typical range ($30–$70 nationally)	$205 above the national median	—	—	Source
Lost Key	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 12 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$246.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$246.0M

Total deposits

$205.9M

Service charge income

$35K

Fee income ratio

1.4%

Return on assets

1.05%

Branches

Service charge income by quarter

Q2 2026$35K

Q1 2026$32K

Q4 2025$31K

Q3 2025$32K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,468 published fee entries from 2,882 institutions

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