Mission National Bank

Headquarters: San Francisco, California
Charter: Bank
Assets: $276.4M
Fed district: San Francisco
Regulator: OCC
Holding company: Mnb Holdings Corp.

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Feb 17, 2026

How these figures are measured

Call-report figures are for Mission National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Mission National Bank's published fee schedule; Bank Fee Index medians	Current schedule	Feb 17, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Mission National Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $35K in Q2 2026, 10% below the same quarter a year earlier ($39K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mission National Bank: $32
Mission National Bank: $32
U.S. median: no median
NSF / Returned Item
Mission National Bank: $32
Mission National Bank: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Mission National Bank: $30
Mission National Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 9.4% from Q3 2025 to Q2 2026, to $35K.

Service-charge income, Q2 2026

$35K

$32KQ3 2025

$35KQ4 2025

$28KQ1 2026

$35KQ2 2026

Against the median

Mission National BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Mission National Bank · $276M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$268M to $283M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Mission National Bank(this institution)	San Francisco, CA	$276M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Deerfield	Deerfield, WI	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of the Federated States of Micronesia	Kolonia, FM	$278M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of The Rockies	Helena, MT	$277M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Wolcott	Wolcott, IN	$280M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cayuga Lake National Bank	Union Springs, NY	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Davis Trust Company	Elkins, WV	$275M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers and Merchants State Bank	Winterset, IA	$272M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Valdosta	Valdosta, GA	$278M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings Bank of Kentucky	Frankfort, KY	$283M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of Steeleville	Steeleville, IL	$275M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
FNB Picayune Bank	Picayune, MS	$282M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grand Bank for Savings, FSB	Hattiesburg, MS	$280M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Iowa State Savings Bank	Creston, IA	$277M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mediapolis Savings Bank	Mediapolis, IA	$270M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Old Glory Bank	Elmore City, OK	$277M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Patriots Bank	Garnett, KS	$269M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pioneer Bank	Sergeant Bluff, IA	$283M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Reliance State Bank	Story City, IA	$277M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
South Georgia Bank	Glennville, GA	$270M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Success Bank	Bloomfield, IA	$277M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Apple Creek Banking Company	Apple Creek, OH	$271M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Farmers Bank	Nicholasville, KY	$283M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Farmers State Bank of Waupaca	Waupaca, WI	$279M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank and Trust Company of Broken Arrow	Broken Arrow, OK	$269M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Unity Bank of Mississippi	Holly Springs, MS	$282M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Mission National Bank does not publish a monthly maintenance fee in the index.

The peer median is $6 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Mission National Bank does not publish a monthly maintenance fee, so it is not on this chart.

Mission National BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Mission National Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $35K
vs prior quarter: +$7K+25.0%; from Q1 2026
vs a year earlier: −$4K−10.3%; from Q2 2025
vs start of range: −$35K−50.0%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Mission National Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$35K	+$7K	+25.0%
Q1 2026	$28K	−$7K	−20.0%
Q4 2025	$35K	+$3K	+9.4%
Q3 2025	$32K	−$7K	−17.9%
Q2 2025	$39K	+$2K	+5.4%
Q1 2025	$37K	−$11K	−22.9%
Q4 2024	$48K	−$22K	−31.4%
Q3 2024	$70K	−$65K	−48.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Mission National Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per item
Escheatment Notice$2

Overdraft & NSF

Paid Overdraft/Item$32
per item
Returned Non Sufficient Funds (NSF)/item$32
per item

Wire Transfers

Outgoing Domestic Wire$30
Incoming Domestic Wire$7
Outgoing International Wire$50
Incoming International Wire$10

Check Services

Cashier’s Check$10
Stop Payment$30
Temporary/Counter Check$5
per item
Non-Customer Cashing On-Us Checks$8
per item
Document Copies per page/item$2
per item

Cash & Deposit

Deposit Items Returned$10

Account Services

Notary Fee$10
Levy, Garnishment, Subpoena, etc., each$75
per item
Account Verification by 3rd Party$15

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per item	None
Escheatment Notice	$2	Not stated	None
Overdraft & NSF
Paid Overdraft/Item	$32	per item	None
Returned Non Sufficient Funds (NSF)/item	$32	per item	None
Wire Transfers
Outgoing Domestic Wire	$30	Not stated	None
Incoming Domestic Wire	$7	Not stated	None
Outgoing International Wire	$50	Not stated	None
Incoming International Wire	$10	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Stop Payment	$30	Not stated	None
Temporary/Counter Check	$5	per item	None
Non-Customer Cashing On-Us Checks	$8	per item	None
Document Copies per page/item	$2	per item	None
Cash & Deposit
Deposit Items Returned	$10	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Levy, Garnishment, Subpoena, etc., each	$75	per item	None
Account Verification by 3rd Party	$15	Not stated	None

Account Maintenance

Dormant Account Fee$5
per item
Escheatment Notice$2

Overdraft & NSF

Paid Overdraft/Item$32
per item
Returned Non Sufficient Funds (NSF)/item$32
per item

Wire Transfers

Outgoing Domestic Wire$30
Incoming Domestic Wire$7
Outgoing International Wire$50
Incoming International Wire$10

Check Services

Cashier’s Check$10
Stop Payment$30
Temporary/Counter Check$5
per item
Non-Customer Cashing On-Us Checks$8
per item
Document Copies per page/item$2
per item

Digital & Electronic

ACH - Same Day (origination of $25,000 or less)$3

Cash & Deposit

Deposit Items Returned$10

Account Services

Notary Fee$10
Levy, Garnishment, Subpoena, etc., each$75
per item
Account Verification by 3rd Party$15

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per item	None
Escheatment Notice	$2	Not stated	None
Overdraft & NSF
Paid Overdraft/Item	$32	per item	None
Returned Non Sufficient Funds (NSF)/item	$32	per item	None
Wire Transfers
Outgoing Domestic Wire	$30	Not stated	None
Incoming Domestic Wire	$7	Not stated	None
Outgoing International Wire	$50	Not stated	None
Incoming International Wire	$10	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Stop Payment	$30	Not stated	None
Temporary/Counter Check	$5	per item	None
Non-Customer Cashing On-Us Checks	$8	per item	None
Document Copies per page/item	$2	per item	None
Digital & Electronic
ACH - Same Day (origination of $25,000 or less)	$3	Not stated	None
Cash & Deposit
Deposit Items Returned	$10	Not stated	None
Account Services
Notary Fee	$10	Not stated	None
Levy, Garnishment, Subpoena, etc., each	$75	per item	None
Account Verification by 3rd Party	$15	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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