YNB

Headquarters: Yukon, Oklahoma
Charter: Bank
Assets: $261.4M
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
YNB: $34
YNB: $34
U.S. median: no median
Non-Network ATM
Compared at $0.50, the middle of its prices
YNB: $0 to $1
YNB: $0 to $1
U.S. median: no median
Wire Transfer (Domestic Out)
YNB: $20
YNB: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from YNB’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (Deposit/savings accounts closed in first 60 days)$30
Dormant or Inactive Account Fee$10
per month
Account Balancing Fee (Min. 1 hour) (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds Charge (audience not stated, treated as personal)$34

ATM & Card

Balance Inquiry-All other ATM’sNo charge
Transaction Service Charge-All other ATM’s (non-proprietary)$1
Lost/Damaged Card Replacement – Replaced Debit Card Fee$5
per item

Wire Transfers

Wire Transfer Fee: Outgoing$20
Wire Transfer Fee: Incoming$15
Wire Transfer Fee: Foreign + correspondent bank’s fee$30

Check Services

Cashier’s Checks: Customer$5
Cashier’s Checks: Non-Customer (Subject to Limitations)$15
Money Order: Customer$2
Money Order: Non-Customer (Subject to Limitations)$5
Stop Payment Service Charge (audience not stated, treated as personal)$34
Temporary Checks (audience not stated, treated as personal)$2
Not compared: Charged per page; comparison unavailable
per page
Collection Items: Clean$15
Collection Items: With Documents$20
Check Copy (audience not stated, treated as personal)$2

Digital & Electronic

Bill Pay & ZelleNo charge

Cash & Deposit

Loose Coin20%
Loose Coin (audience not stated, treated as personal)20%
Loose Coin Counting: CustomerNo charge
Return Item Chargeback Fee (audience not stated, treated as personal)$10
Night Depository Key (Limit 2)No charge

Account Services

Notary Public: CustomerNo charge
Notary Public: Non-Customer$5
Annual Rental 3×5 (audience not stated, treated as personal)$20
per year
Late Fee (audience not stated, treated as personal)$5
Not compared: Monthly charge, not annual
per month
Garnishments$35
Levy$35
Verification of Deposit$10

Gift & Prepaid Cards

VISA Gift Cards (Subject to Limitations)$7.50

Other Fees

Faxes$1
per item · per page
Special Statement Fee (audience not stated, treated as personal)$7.50

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (Deposit/savings accounts closed in first 60 days)	$30	Not stated	None
Dormant or Inactive Account Fee	$10	per month	None
Account Balancing Fee (Min. 1 hour) (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds Charge (audience not stated, treated as personal)	$34	Not stated	None
ATM & Card
Balance Inquiry-All other ATM’s	No charge	Not stated	None
Transaction Service Charge-All other ATM’s (non-proprietary)	$1	Not stated	None
Lost/Damaged Card Replacement – Replaced Debit Card Fee	$5	per item	None
Wire Transfers
Wire Transfer Fee: Outgoing	$20	Not stated	None
Wire Transfer Fee: Incoming	$15	Not stated	None
Wire Transfer Fee: Foreign + correspondent bank’s fee	$30	Not stated	None
Check Services
Cashier’s Checks: Customer	$5	Not stated	None
Cashier’s Checks: Non-Customer (Subject to Limitations)	$15	Not stated	None
Money Order: Customer	$2	Not stated	None
Money Order: Non-Customer (Subject to Limitations)	$5	Not stated	None
Stop Payment Service Charge (audience not stated, treated as personal)	$34	Not stated	None
Temporary Checks (audience not stated, treated as personal)	$2Not compared: Charged per page; comparison unavailable	per page	None
Collection Items: Clean	$15	Not stated	None
Collection Items: With Documents	$20	Not stated	None
Check Copy (audience not stated, treated as personal)	$2	Not stated	None
Digital & Electronic
Bill Pay & Zelle	No charge	Not stated	None
Cash & Deposit
Loose Coin	20%	Not stated	None
Loose Coin (audience not stated, treated as personal)	20%	Not stated	None
Loose Coin Counting: Customer	No charge	Not stated	None
Return Item Chargeback Fee (audience not stated, treated as personal)	$10	Not stated	None
Night Depository Key (Limit 2)	No charge	Not stated	None
Account Services
Notary Public: Customer	No charge	Not stated	None
Notary Public: Non-Customer	$5	Not stated	None
Annual Rental 3×5 (audience not stated, treated as personal)	$20	per year	None
Late Fee (audience not stated, treated as personal)	$5Not compared: Monthly charge, not annual	per month	None
Garnishments	$35	Not stated	None
Levy	$35	Not stated	None
Verification of Deposit	$10	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards (Subject to Limitations)	$7.50	Not stated	None
Other Fees
Faxes	$1	per item	per page
Special Statement Fee (audience not stated, treated as personal)	$7.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when YNB's monthly maintenance changes in our data

We check once a day and send one email covering every change.