Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

YNB

Yukon, OklahomaBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Fee (Min. 1 hour)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=account_research; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Account Balancing Fee (Min. 1 hour) | $25.00/hour" · Source

Dormant or Inactive Account Fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=dormant_account; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Dormant or Inactive Account Fee | $10.00/month" · Source

Overdraft & NSFVerified

Insufficient Funds Charge$34Above the typical range ($25–$32 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=nsf; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Insufficient Funds Charge* | $34.00" · Source

ATM & CardVerified

PIN Number – Replacement PIN Charge$2.50Below the typical range ($5–$10 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=card_replacement; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="PIN Number – Replacement PIN Charge | $2.50/card" · Source
Transaction Service Charge-YNB ATM’s$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3353. canonical_hint=atm_non_network; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Transaction Service Charge-YNB ATM’s | No Charge" · Source

Wire TransfersVerified

Wire Transfer Fee: Incoming$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=wire_domestic_incoming; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Wire Transfer Fee: Incoming | $15.00" · Source
Wire Transfer Fee: Outgoing$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=wire_domestic_outgoing; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Wire Transfer Fee: Outgoing | $20.00" · Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=check_image; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Check Copy | $2.00" · Source
Money Order: Non-Customer (Subject to Limitations)$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=money_order; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Money Order: Non-Customer (Subject to Limitations) | $5.00" · Source
Stop Payment Service Charge$34Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=stop_payment; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Stop Payment Service Charge | $34.00" · Source

Cash & DepositVerified

Loose Coin Counting: Customer$0Below the typical range ($0.10–$7.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3353. canonical_hint=coin_counting; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Loose Coin Counting: Customer | No Charge" · Source
Return Item Chargeback Fee$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=deposited_item_return; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Return Item Chargeback Fee | $10.00" · Source

Account ServicesVerified

Levy$35Within the typical range ($25–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=garnishment_levy; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Levy | $35.00" · Source
Notary Public: Customer$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3353. canonical_hint=notary_fee; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Notary Public: Customer | No Charge" · Source
Telephone Balance Inquiry$0Below the typical range ($1–$2 nationally)
$1.25 below the national median
Knox read a free fee from Rosetta artifact #3353. canonical_hint=balance_inquiry; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Telephone Balance Inquiry | No Charge" · Source

Lending FeesVerified

Late Fee$5Below the typical range ($15–$26.50 nationally)
$20 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=late_payment; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Late Fee: $5.00/month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Fee (Min. 1 hour)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=account_research; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Account Balancing Fee (Min. 1 hour) \| $25.00/hour"	Source
Dormant or Inactive Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=dormant_account; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Dormant or Inactive Account Fee \| $10.00/month"	Source
Overdraft & NSFVerified
Insufficient Funds Charge	$34Above the typical range ($25–$32 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=nsf; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Insufficient Funds Charge* \| $34.00"	Source
ATM & CardVerified
PIN Number – Replacement PIN Charge	$2.50Below the typical range ($5–$10 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=card_replacement; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="PIN Number – Replacement PIN Charge \| $2.50/card"	Source
Transaction Service Charge-YNB ATM’s
Wire TransfersVerified
Wire Transfer Fee: Incoming	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=wire_domestic_incoming; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Wire Transfer Fee: Incoming \| $15.00"	Source
Wire Transfer Fee: Outgoing
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=check_image; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Check Copy \| $2.00"	Source
Money Order: Non-Customer (Subject to Limitations)	$5
Cash & DepositVerified
Loose Coin Counting: Customer	$0Below the typical range ($0.10–$7.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3353. canonical_hint=coin_counting; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Loose Coin Counting: Customer \| No Charge"	Source
Return Item Chargeback Fee	$10
Account ServicesVerified
Levy	$35Within the typical range ($25–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=garnishment_levy; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Levy \| $35.00"	Source
Notary Public: Customer	$0
Lending FeesVerified
Late Fee	$5Below the typical range ($15–$26.50 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3353. canonical_hint=late_payment; text_hash=baf6a3a2ab9300445c8cc4deb858fcbfe2bb3f8e08dc4407370d19fb45d62b65; excerpt="Late Fee: $5.00/month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $34

17% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$261.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$261.4M

Total deposits

$232.5M

Service charge income

$149K

Fee income ratio

5.7%

Return on assets

0.58%

Branches

Service charge income by quarter

Q2 2026$149K

Q1 2026$150K

Q4 2025$167K

Q3 2025$158K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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