Citizens State Bank

Headquarters: Cadott, Wisconsin
Charter: Bank
Assets: $237.6M
Fed district: Minneapolis

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Citizens State Bank: $35
Citizens State Bank: $35
U.S. median: no median
NSF / Returned Item
Citizens State Bank: $35
Citizens State Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens State Bank: $20
Citizens State Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens State Bank’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account (Excludes Young Citizens Savings Account)$3
Account Research Per Hour$60
Not compared: Charged per hour; comparison unavailable
per hour
Statement Fee per monthly Paper Statement$2
per month

Overdraft & NSF

Paid NSF Item Fee$35
Returned NSF Fee$35
Overdraft Transfer Fee$6

Wire Transfers

Wire Transfer Fee- [Domestic]$20

Check Services

Cashier's Check$2.50

Cash & Deposit

Returned Item Fee$15

Account Services

Safe Deposit Box 10"x10"$75
Safe Deposit Box 2"x5"$25
Safe Deposit Box 3"x10"$40
Safe Deposit Box 4"x10"$50
Safe Deposit Box 4"x5"$30
Safe Deposit Box 5"x10"$60
Safe Deposit Box 5"x5"$35
Safe Deposit Box Drilling & Re-Keying$250
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$25
Not compared: Box drilling or key fee
Garnishment$100
Levy$100

Other Fees

Copy of Previous Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account (Excludes Young Citizens Savings Account)	$3	Not stated	None
Account Research Per Hour	$60Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Fee per monthly Paper Statement	$2	per month	None
Overdraft & NSF
Paid NSF Item Fee	$35	Not stated	None
Returned NSF Fee	$35	Not stated	None
Overdraft Transfer Fee	$6	Not stated	None
Wire Transfers
Wire Transfer Fee- [Domestic]	$20	Not stated	None
Check Services
Cashier's Check	$2.50	Not stated	None
Cash & Deposit
Returned Item Fee	$15	Not stated	None
Account Services
Safe Deposit Box 10"x10"	$75	Not stated	None
Safe Deposit Box 2"x5"	$25	Not stated	None
Safe Deposit Box 3"x10"	$40	Not stated	None
Safe Deposit Box 4"x10"	$50	Not stated	None
Safe Deposit Box 4"x5"	$30	Not stated	None
Safe Deposit Box 5"x10"	$60	Not stated	None
Safe Deposit Box 5"x5"	$35	Not stated	None
Safe Deposit Box Drilling & Re-Keying	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment	$100	Not stated	None
Levy	$100	Not stated	None
Other Fees
Copy of Previous Statement	$2	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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