First Financial Bank

Headquarters: Bessemer, Alabama
Charter: Bank
Assets: $248.1M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First Financial Bank: $1
First Financial Bank: $1
U.S. median: no median
Overdraft (OD)
First Financial Bank: $33
First Financial Bank: $33
U.S. median: no median
Stop Payment
First Financial Bank: $33
First Financial Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from First Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

VRU Service Charge$1
Personal Savings Minimum balance fee$9
Not compared: Quarterly charge, not monthly
per quarter
Account Close-Out Fee (if account is closed within 90 days of opening) (audience not stated, treated as personal)$15
Dormant Account Fee (charged quarterly) (audience not stated, treated as personal)$15
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00/hour
Service charge$1
per item

Overdraft & NSF

Overdraft Fee – Each overdraft paid over $5$33
Continuous Overdraft (audience not stated, treated as personal)$3
per item
Negative Balance Fee (audience not stated, treated as personal)$3

Check Services

Official Checks (audience not stated, treated as personal)$5
Stop Payments Single Item Range of Items$33
Counter Checks (up to 5)$2
On-Us Check Cashing for Non-Account Holders$5
per item
Copy of Check$2.50

Digital & Electronic

Nonsufficient Funds (ACH) – Each paid or returned over $5$33
Nonsufficient Funds (ACH) – Eash paid or returned$5
Internet Banking Bill Payment ServiceNo charge

Cash & Deposit

Return Item Fee$6

Other Fees

Faxed Item$3

Fee	Amount	Basis	Note
Account Maintenance
VRU Service Charge	$1	Not stated	None
Personal Savings Minimum balance fee	$9Not compared: Quarterly charge, not monthly	per quarter	None
Account Close-Out Fee (if account is closed within 90 days of opening) (audience not stated, treated as personal)	$15	Not stated	None
Dormant Account Fee (charged quarterly) (audience not stated, treated as personal)	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00/hour
Service charge	$1	per item	None
Overdraft & NSF
Overdraft Fee – Each overdraft paid over $5	$33	Not stated	None
Continuous Overdraft (audience not stated, treated as personal)	$3	per item	None
Negative Balance Fee (audience not stated, treated as personal)	$3	Not stated	None
Check Services
Official Checks (audience not stated, treated as personal)	$5	Not stated	None
Stop Payments Single Item Range of Items	$33	Not stated	None
Counter Checks (up to 5)	$2	Not stated	None
On-Us Check Cashing for Non-Account Holders	$5	per item	None
Copy of Check	$2.50	Not stated	None
Digital & Electronic
Nonsufficient Funds (ACH) – Each paid or returned over $5	$33	Not stated	None
Nonsufficient Funds (ACH) – Eash paid or returned	$5	Not stated	None
Internet Banking Bill Payment Service	No charge	Not stated	None
Cash & Deposit
Return Item Fee	$6	Not stated	None
Other Fees
Faxed Item	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Financial Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.