Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

First Financial Bank

Bessemer, AlabamaBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Close-Out Fee (if account is closed within 90 days of opening)$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=early_closure; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Account Close-Out Fee (if account is closed within 90 days of opening) | $15.00" · Source

Account Research$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=account_research; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Account Research | $25.00/hour" · Source

Dormant Account Fee (charged quarterly)$15

$10 above the national median

Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=dormant_account; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Dormant Account Fee (charged quarterly)* | $15.00" · Source

VRU Service Charge$1

$5.13 below the national median

Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=monthly_maintenance; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="VRU Service Charge | $1.00/call" · Source

Check ServicesVerified

Copy of Check$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=check_image; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Copy of Check | $2.50" · Source
On-Us Check Cashing for Non-Account Holders$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=check_cashing; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="On-Us Check Cashing for Non-Account Holders | $5.00/check" · Source

Digital & ElectronicVerified

Nonsufficient Funds (ACH) – Eash paid or returned$5Below the typical range ($15–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=ach_return; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Nonsufficient Funds (ACH) – Eash paid or returned $5 or less ** | $5.00" · Source

Account ServicesVerified

One Lost Key/Replace Lock$200Above the typical range ($25–$80 nationally)
$160 above the national median
Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=safe_deposit_box; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="$5.00 Overdue/Delinquent Fee $125.00 One Lost Key/Replace Lock $200.00 Drill Box" · Source
Overdue/Delinquent Fee One Lost Key/Replace Lock Drill Box$5Below the typical range ($25–$80 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=safe_deposit_box; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="$5.00 Overdue/Delinquent Fee $125.00 One Lost Key/Replace Lock $200.00 Drill Box" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Close-Out Fee (if account is closed within 90 days of opening)	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=early_closure; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Account Close-Out Fee (if account is closed within 90 days of opening) \| $15.00"	Source
Account Research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=account_research; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Account Research \| $25.00/hour"	Source
Dormant Account Fee (charged quarterly)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=dormant_account; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Dormant Account Fee (charged quarterly)* \| $15.00"	Source
VRU Service Charge	$1Below the typical range ($4–$12.63 nationally)	$5.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=monthly_maintenance; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="VRU Service Charge \| $1.00/call"	Source
Check ServicesVerified
Copy of Check	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=check_image; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Copy of Check \| $2.50"	Source
On-Us Check Cashing for Non-Account Holders	$5
Digital & ElectronicVerified
Nonsufficient Funds (ACH) – Eash paid or returned	$5Below the typical range ($15–$30 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=ach_return; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="Nonsufficient Funds (ACH) – Eash paid or returned $5 or less ** \| $5.00"	Source
Account ServicesVerified
One Lost Key/Replace Lock	$200Above the typical range ($25–$80 nationally)	$160 above the national median	—	Knox deterministic extraction from Rosetta artifact #2729. canonical_hint=safe_deposit_box; text_hash=508744464d99a3f0afe1f6a3a3c495ecd852b1b7e2084eb019cd482952b9e717; excerpt="$5.00 Overdue/Delinquent Fee $125.00 One Lost Key/Replace Lock $200.00 Drill Box"	Source
Overdue/Delinquent Fee One Lost Key/Replace Lock Drill Box

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $5

83% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$248.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$248.1M

Total deposits

$237.4M

Service charge income

$461K

Fee income ratio

15.2%

Return on assets

1.04%

Branches

Service charge income by quarter

Q2 2026$461K

Q1 2026$439K

Q4 2025$446K

Q3 2025$449K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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