Western National Bank

Headquarters: Chester, Nebraska
Charter: Bank
Assets: $257.4M
Fed district: Kansas City

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Western National Bank: $2 to $6
Western National Bank: $2 to $6
U.S. median: no median
NSF / Returned Item
Western National Bank: No fee
Western National Bank: No fee
U.S. median: no median
Excess Withdrawals
Compared at $5.50, the middle of its prices
Western National Bank: $1 to $10
Western National Bank: $1 to $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Western National Bank’s own schedules, with a source for each figure.

Account Maintenance

Interest bearing account Monthly service charge (audience not stated, treated as personal)$2
per month
Monthly service charge (audience not stated, treated as personal)$6
per month
Service charge$6
per month
Service charge$4
per month
Total service charge today$6
Excess withdrawal fee$1
per item
Excess withdrawal fee$10
per item

Overdraft & NSF

Total returned item feesNo charge

Fee	Amount	Basis	Note
Account Maintenance
Interest bearing account Monthly service charge (audience not stated, treated as personal)	$2	per month	None
Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Service charge	$6	per month	None
Service charge	$4	per month	None
Total service charge today	$6	Not stated	None
Excess withdrawal fee	$1	per item	None
Excess withdrawal fee	$10	per item	None
Overdraft & NSF
Total returned item fees	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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