24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from BANKWEST’s own schedules, with a source for each figure.
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Choice Checking Monthly maintenance fee | $5.95 | per month | None |
| Dormant Account Fee | $10 | Not stated | None |
| Current research fee | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Record Research (per hour) | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Bounce Protection Paid Item(s) Charge - per item | $30 | per item | None |
| Overdraft Item Fee - per item | $30 | per item | None |
| NSF (Nonsufficient Funds) Return Item(s) Charge- per item | $30 | per item | None |
ATM & Card | |||
| ATM Withdrawal Fee (Non Network Machine) | $1.50 | Not stated | None |
| ATM/Debit Card Replacement Fee (per card) | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $25 | Not stated | None |
| Wire Transfer - Incoming | $15 | Not stated | None |
| Wire Transfer - Foreign | $50 | Not stated | None |
Check Services | |||
| Cashiers Checks | $4 | Not stated | None |
| Money Orders (Customer) | $2 | Not stated | None |
| Stop Payment | $20 | Not stated | None |
| Counter Checks (per check) | $0.20 | per item | None |
| Check Cashing (Customer) | No charge | Not stated | None |
| Collection Item | $30 | Not stated | None |
| Document Copy (per item) | $1 | per item | None |
Digital & Electronic | |||
| Business Bill Pay (Per Month) (audience not stated, treated as personal) | $7.95 | per month | None |
| Business Bill Pay (Per Transaction) (audience not stated, treated as personal) | $0.40Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Coin Counting Customer | No charge | Not stated | None |
| Deposited Return Item Fee - per item | $4 | per item | None |
Account Services | |||
| Notary Fee (Customer) | No charge | Not stated | None |
| Notary Fee (Non-Customer) | $1 | Not stated | None |
| Safe Deposit Box 10x10 (per year) | $75 | per year | None |
| Safe Deposit Box 3x10 (per year) | $35 | per year | None |
| Safe Deposit Box 3x5 (per year) | $25 | per year | None |
| Safe Deposit Box 5x10 (per year) | $55 | per year | None |
| Safe Deposit Box 5x5 (per year) | $30 | per year | None |
| Levy/Garnishment Processing | $40 | Not stated | None |
Retirement & IRA | |||
| IRA Termination Fee | $40 | Not stated | None |
Other Fees | |||
| Overnight Delivery Fee | $19.95 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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