Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The Citizens Bank

Enterprise, AlabamaBankAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$10Below the typical range ($17.50–$25 nationally)

Overdraft & NSFVerified

Overdraft/Non-Sufficient Funds Fee$35Above the typical range ($25–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=overdraft; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Overdraft/Non-Sufficient Funds Fee | $35.00 each" · Source

Wire TransfersVerified

Domestic Incoming Wire Fee$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=wire_domestic_incoming; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Domestic Incoming Wire Fee | $10.00 each" · Source
Domestic Outgoing Wire Fee$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=wire_domestic_outgoing; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Domestic Outgoing Wire Fee | $20.00 each" · Source
International Incoming Wire Fee$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=wire_intl_incoming; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="International Incoming Wire Fee | $15.00 each" · Source
International Outgoing Wire Fee$60Above the typical range ($40–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=wire_intl_outgoing; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="International Outgoing Wire Fee | $60.00 each" · Source

Check ServicesVerified

Cashier’s Checks$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=cashiers_check; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Cashier’s Checks | $3.00 each" · Source
Non-customer Check Cashing Fee$2Below the typical range ($5–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=check_cashing; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Non-customer Check Cashing Fee | $2.00" · Source
Stop Payments$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=stop_payment; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Stop Payments | $15.00 each" · Source

Account ServicesVerified

Non-customer Notary Public Service$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=notary_fee; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Non-customer Notary Public Service | $5.00" · Source

Other FeesVerified

Photocopies$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=document_reproduction; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Photocopies | $0.50 per copy" · Source
Statement Reprint$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=document_reproduction; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Statement Reprint | $10.00 per Copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=account_research; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Account Research \| $10.00 per hour plus $.20 per item for"	Source
Overdraft & NSFVerified
Overdraft/Non-Sufficient Funds Fee	$35Above the typical range ($25–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=overdraft; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Overdraft/Non-Sufficient Funds Fee \| $35.00 each"	Source
Wire TransfersVerified
Domestic Incoming Wire Fee	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=wire_domestic_incoming; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Domestic Incoming Wire Fee \| $10.00 each"	Source
Domestic Outgoing Wire Fee
Check ServicesVerified
Cashier’s Checks	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=cashiers_check; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Cashier’s Checks \| $3.00 each"	Source
Non-customer Check Cashing Fee
Account ServicesVerified
Non-customer Notary Public Service	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=notary_fee; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Non-customer Notary Public Service \| $5.00"	Source
Other FeesVerified
Photocopies	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5535. canonical_hint=document_reproduction; text_hash=6d6eae750722b00012211585990767c863afa2f53ca540039d89dc5cda3a5ad4; excerpt="Photocopies \| $0.50 per copy"	Source
Statement Reprint

Fee change alerts

Get an email when The Citizens Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at The Citizens Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$233.3M

Total deposits

$209.8M

Service charge income

$44K

Fee income ratio

1.8%

Return on assets

1.30%

Branches

Service charge income by quarter

Q2 2026$44K

Q1 2026$64K

Q4 2025$102K

Q3 2025$50K

Financial profile · Pro

The Citizens Bank

Published fees

Get an email when The Citizens Bank changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings