The Farmers Bank

Headquarters: Nicholasville, Kentucky
Charter: Bank
Assets: $282.7M
Fed district: Cleveland

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
The Farmers Bank: $5 to $10
The Farmers Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
The Farmers Bank: $30
The Farmers Bank: $30
U.S. median: no median
NSF / Returned Item
The Farmers Bank: $30
The Farmers Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Farmers Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Fees: A monthly service fee$5
per month
Monthly maintenance charge$10
per month
Dormant Account Maintenance$5
Account Balancing Assistance - per hour$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour, minimum 1 hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement - per statement cycle$5.95
per month
Paper Statement Fee$5.95
per month

Overdraft & NSF

Overdraft fee$30
per item
NSF Check Charge (NSF)- per item$30
per item
Daily Overdraft Fee - per day after 5th business day until balance is positive$5
per day

ATM & Card

ATM Service Charge - per transaction$2
per transaction

Wire Transfers

Wire Transfer Fee - Outgoing - Customer Only = per transfer$17
per item
Wire Transfer Fee - International - Customer Only - per transfer plus Correspondent$42
per item

Check Services

Cashiers Check - per check$5
per item
Stop Payment Item - valid for 6 months or until stopped - per item$30
per item
Counter Checks - per ten (10) checks$2

Cash & Deposit

Returned Deposited Item - per item$5
per item

Account Services

Safe Deposit Box 10" X 10"$60
Safe Deposit Box 10" X 10" (audience not stated, treated as personal)$60
Safe Deposit Box 3"X 10"$25
Safe Deposit Box 3"X 10" (audience not stated, treated as personal)$25
Safe Deposit Box 5" X 10"$30
Safe Deposit Box 5" X 10" (audience not stated, treated as personal)$30
Safe Deposit Box 5" X 5"$20
Safe Deposit Box 5" X 5" (audience not stated, treated as personal)$20
Safe Deposit Box 5"X 13"$35
Safe Deposit Box 5"X 13" (audience not stated, treated as personal)$35
Garnishments / Levies - per instance$100
per item

Other Fees

Statement Copy$1

Fee	Amount	Basis	Note
Account Maintenance
Account Fees: A monthly service fee	$5	per month	None
Monthly maintenance charge	$10	per month	None
Dormant Account Maintenance	$5	Not stated	None
Account Balancing Assistance - per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour, minimum 1 hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement - per statement cycle	$5.95	per month	None
Paper Statement Fee	$5.95	per month	None
Overdraft & NSF
Overdraft fee	$30	per item	None
NSF Check Charge (NSF)- per item	$30	per item	None
Daily Overdraft Fee - per day after 5th business day until balance is positive	$5	per day	None
ATM & Card
ATM Service Charge - per transaction	$2	per transaction	None
Wire Transfers
Wire Transfer Fee - Outgoing - Customer Only = per transfer	$17	per item	None
Wire Transfer Fee - International - Customer Only - per transfer plus Correspondent	$42	per item	None
Check Services
Cashiers Check - per check	$5	per item	None
Stop Payment Item - valid for 6 months or until stopped - per item	$30	per item	None
Counter Checks - per ten (10) checks	$2	Not stated	None
Cash & Deposit
Returned Deposited Item - per item	$5	per item	None
Account Services
Safe Deposit Box 10" X 10"	$60	Not stated	None
Safe Deposit Box 10" X 10" (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 3"X 10"	$25	Not stated	None
Safe Deposit Box 3"X 10" (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 5" X 10"	$30	Not stated	None
Safe Deposit Box 5" X 10" (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5" X 5"	$20	Not stated	None
Safe Deposit Box 5" X 5" (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5"X 13"	$35	Not stated	None
Safe Deposit Box 5"X 13" (audience not stated, treated as personal)	$35	Not stated	None
Garnishments / Levies - per instance	$100	per item	None
Other Fees
Statement Copy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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