Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The Farmers Bank

Nicholasville, KentuckyBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance - per hour$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=account_research; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Account Balancing Assistance - per hour | $20.00" · Source

Account Research - per hour, minimum 1 hour$25

At the national median

Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=account_research; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Account Research - per hour, minimum 1 hour | $25.00" · Source

Dormant Account Maintenance - per statement cycle if balance less than$5

At the national median

Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=dormant_account; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Dormant Account Maintenance** - per statement cycle if balance less than $500 | $5.00" · Source

Paper Statement - per statement cycle | 5$5.95

$2.95 above the national median

Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=paper_statement; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Paper Statement - per statement cycle | 5 | $5.95" · Source

Overdraft & NSFVerified

An overdraft fee of$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=overdraft; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal," · Source
Daily Overdraft Fee - per day after 5th business day until balance is positive$5Within the typical range ($5–$22.50 nationally)
$1 below the national median
per day · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=continuous_od; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Daily Overdraft Fee - per day after 5th business day until balance is positive | $5.00" · Source
NSF Check Charge (NSF)- per item$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=nsf; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="NSF Check Charge (NSF)- per item | $30.00" · Source

ATM & CardVerified

ATM Service Charge - per transaction$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=atm_non_network; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="ATM Service Charge - per transaction | $2.00" · Source

Wire TransfersVerified

Wire Transfer Fee - Outgoing - Customer Only = per transfer$17Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=wire_domestic_outgoing; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Wire Transfer Fee - Outgoing - Customer Only = per transfer | $17.00" · Source

Check ServicesVerified

Cashiers Check - per check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=cashiers_check; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Cashiers Check - per check | $5.00" · Source
Counter Checks - per ten (10) checks$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=counter_check; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Counter Checks - per ten (10) checks | $2.00" · Source
Stop Payment Item - valid for 6 months or until stopped - per item$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=stop_payment; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Stop Payment Item - valid for 6 months or until stopped - per item | $30.00" · Source

Cash & DepositVerified

Locking Deposit Bags - per bag (first two bags frec fo business accounts)$20Within the typical range ($5–$20 nationally)
$6.50 above the national median
Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=night_deposit; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Locking Deposit Bags - per bag (first two bags frec fo business accounts) | $20.00" · Source
Returned Deposited Item - per item$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=deposited_item_return; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Returned Deposited Item - per item | $5.00" · Source

Account ServicesVerified

Garnishments / Levies - per instance$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=garnishment_levy; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Garnishments / Levies - per instance | $100.00" · Source

Other FeesVerified

Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=document_reproduction; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Statement Copy | $1.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance - per hour	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=account_research; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Account Balancing Assistance - per hour \| $20.00"	Source
Account Research - per hour, minimum 1 hour	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=account_research; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Account Research - per hour, minimum 1 hour \| $25.00"	Source
Dormant Account Maintenance - per statement cycle if balance less than	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=dormant_account; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Dormant Account Maintenance** - per statement cycle if balance less than $500 \| $5.00"	Source
Paper Statement - per statement cycle \| 5	$5.95Above the typical range ($2–$5 nationally)	$2.95 above the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=paper_statement; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Paper Statement - per statement cycle \| 5 \| $5.95"	Source
Overdraft & NSFVerified
An overdraft fee of	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=overdraft; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal,"	Source

ATM & CardVerified
ATM Service Charge - per transaction	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=atm_non_network; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="ATM Service Charge - per transaction \| $2.00"	Source
Wire TransfersVerified
Wire Transfer Fee - Outgoing - Customer Only = per transfer	$17Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=wire_domestic_outgoing; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Wire Transfer Fee - Outgoing - Customer Only = per transfer \| $17.00"	Source
Check ServicesVerified
Cashiers Check - per check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=cashiers_check; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Cashiers Check - per check \| $5.00"	Source
Counter Checks - per ten (10) checks
Cash & DepositVerified
Locking Deposit Bags - per bag (first two bags frec fo business accounts)	$20Within the typical range ($5–$20 nationally)	$6.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=night_deposit; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Locking Deposit Bags - per bag (first two bags frec fo business accounts) \| $20.00"	Source

Account ServicesVerified
Garnishments / Levies - per instance	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=garnishment_levy; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Garnishments / Levies - per instance \| $100.00"	Source
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10345. canonical_hint=document_reproduction; text_hash=ac9412c7abeb0ba066880fdec0110a383f2ef638823ae48ccb24c42ab95f2725; excerpt="Statement Copy \| $1.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$282.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$282.7M

Total deposits

$250.7M

Service charge income

$60K

Fee income ratio

2.4%

Return on assets

1.09%

Branches

Service charge income by quarter

Q2 2026$60K

Q1 2026$58K

Q4 2025$56K

Q3 2025$49K

Financial profile · Pro

Performance from regulator filings

Daily Overdraft Fee - per day after 5th business day until balance is positive

Returned Deposited Item - per item

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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