Raritan State Bank

Headquarters: Raritan, Illinois
Charter: Bank
Assets: $253.9M
Fed district: Chicago

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Raritan State Bank: $5
Raritan State Bank: $5
U.S. median: no median
Overdraft (OD)
Raritan State Bank: $35
Raritan State Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Raritan State Bank: $22
Raritan State Bank: $22
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Raritan State Bank’s own schedules, with a source for each figure.

Account Maintenance

Service Charge for NOW Account: Under$5
per month
Balancing Statements/Checkbook$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Overdraft Items The categories of transactions for which an overdraft fee may be imposed are those by any of the fo$35
per item

Wire Transfers

Outgoing Wire Transfers$22
Incoming Wire Transfers$7

Check Services

Cashier’s Checks$2
Stop Payment$35

Account Services

Replacement of lost safe deposit box key$20
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee$5
Not compared: Monthly charge, not annual
per month

Lending Fees

Late charge on Payment Loans (audience not stated, treated as personal)5%($15 minimum)
Late charge on Payment Loans5%($15 minimum)

Other Fees

Photocopies -Color$0.65
per item
Statement Reprint$3
Statement Reprint with images$5

Fee	Amount	Basis	Note
Account Maintenance
Service Charge for NOW Account: Under	$5	per month	None
Balancing Statements/Checkbook	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Overdraft Items The categories of transactions for which an overdraft fee may be imposed are those by any of the fo	$35	per item	None
Wire Transfers
Outgoing Wire Transfers	$22	Not stated	None
Incoming Wire Transfers	$7	Not stated	None
Check Services
Cashier’s Checks	$2	Not stated	None
Stop Payment	$35	Not stated	None
Account Services
Replacement of lost safe deposit box key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee	$5Not compared: Monthly charge, not annual	per month	None
Lending Fees
Late charge on Payment Loans (audience not stated, treated as personal)	5%($15 minimum)	Not stated	None
Late charge on Payment Loans	5%($15 minimum)	Not stated	None
Other Fees
Photocopies -Color	$0.65	per item	None
Statement Reprint	$3	Not stated	None
Statement Reprint with images	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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