Commercial State Bank

Headquarters: Wausa, Nebraska
Charter: Bank
Assets: $264.4M
Fed district: Kansas City

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW Account $2 · Regular Checking Account $3 · EZ Checking Account $7 · Arch Club Account $10
Compared at $5, the middle of its prices
Commercial State Bank: $2 to $10
Commercial State Bank: $2 to $10
U.S. median: no median
Overdraft (OD)
Commercial State Bank: $30
Commercial State Bank: $30
U.S. median: no median
NSF / Returned Item
Commercial State Bank: $35
Commercial State Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commercial State Bank’s own schedules, with a source for each figure.

Account Maintenance

EZ Checking Account Monthly maintenance fee$7
per month
Monthly Maintenance$10
per month
Monthly maintenance charge per account$2
per month
Monthly maintenance charge per account$3
per month
Paper Statement$2
per month

Overdraft & NSF

Overdraft charge per check/item$30
per item
Returned check charge per check/item$35
per item

Fee	Amount	Basis	Note
Account Maintenance
EZ Checking Account Monthly maintenance fee	$7	per month	None
Monthly Maintenance	$10	per month	None
Monthly maintenance charge per account	$2	per month	None
Monthly maintenance charge per account	$3	per month	None
Paper Statement	$2	per month	None
Overdraft & NSF
Overdraft charge per check/item	$30	per item	None
Returned check charge per check/item	$35	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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