Warren-Boynton State Bank

Headquarters: New Berlin, Illinois
Charter: Bank
Assets: $234.5M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
LiveWell Checking
Warren-Boynton State Bank: $5.95
Warren-Boynton State Bank: $5.95
U.S. median: no median
Overdraft (OD)
Warren-Boynton State Bank: $35
Warren-Boynton State Bank: $35
U.S. median: no median
NSF / Returned Item
Warren-Boynton State Bank: $35
Warren-Boynton State Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Warren-Boynton State Bank’s own schedules, with a source for each figure.

Account Maintenance

LiveWell Checking Fee$5.95
per month
Money Market minimum balance fee$10
per month
Account reconciliation per hour (1 hr. minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account reconciliation per hour (1 hr. minimum) | $50.00
Account research per hour (1 hr. minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account research per hour (1 hr. minimum) | $50.00
Paper Statements$1
per month

Overdraft & NSF

Overdraft (each debit or check paid)$35
per item
Return Item Fee (each)$35
per item
Automatic Transfer of Funds from Savings to Checking (for overdraft protection)$4
Overdraft Protection Transfer Fee$4

ATM & Card

Cash Withdrawals at a Foreign ATM$2
Replace Card$10

Wire Transfers

Wire Transfers: Domestic (Outgoing)$25
Wire Transfers: Domestic (Incoming)$10
Wire Transfers: Foreign (Outgoing)$55
Wire Transfers: Foreign (Incoming)$10

Check Services

Cashier's Check (each)$5
per item
Stop Payments (all items)$25

Digital & Electronic

Bill PaymentNo charge

Cash & Deposit

Coin Counting (non-customers) Available in New Berlin and Palmyra (audience not stated, treated as personal)5%
Coin Counting (non-customers) Available in New Berlin and Palmyra5%

Account Services

Notary$1
Garnishments or Levies$75

Other Fees

Photocopies$0.25
Statement copies$2

Fee	Amount	Basis	Note
Account Maintenance
LiveWell Checking Fee	$5.95	per month	None
Money Market minimum balance fee	$10	per month	None
Account reconciliation per hour (1 hr. minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account reconciliation per hour (1 hr. minimum) \| $50.00
Account research per hour (1 hr. minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account research per hour (1 hr. minimum) \| $50.00
Paper Statements	$1	per month	None
Overdraft & NSF
Overdraft (each debit or check paid)	$35	per item	None
Return Item Fee (each)	$35	per item	None
Automatic Transfer of Funds from Savings to Checking (for overdraft protection)	$4	Not stated	None
Overdraft Protection Transfer Fee	$4	Not stated	None
ATM & Card
Cash Withdrawals at a Foreign ATM	$2	Not stated	None
Replace Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic (Outgoing)	$25	Not stated	None
Wire Transfers: Domestic (Incoming)	$10	Not stated	None
Wire Transfers: Foreign (Outgoing)	$55	Not stated	None
Wire Transfers: Foreign (Incoming)	$10	Not stated	None
Check Services
Cashier's Check (each)	$5	per item	None
Stop Payments (all items)	$25	Not stated	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Cash & Deposit
Coin Counting (non-customers) Available in New Berlin and Palmyra (audience not stated, treated as personal)	5%	Not stated	None
Coin Counting (non-customers) Available in New Berlin and Palmyra	5%	Not stated	None
Account Services
Notary	$1	Not stated	None
Garnishments or Levies	$75	Not stated	None
Other Fees
Photocopies	$0.25	Not stated	None
Statement copies	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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