Bank of Franklin

Headquarters: Meadville, Mississippi
Charter: Bank
Assets: $302.3M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bank of Franklin: $35
Bank of Franklin: $35
U.S. median: no median
NSF / Returned Item
Bank of Franklin: $35
Bank of Franklin: $35
U.S. median: no median
Non-Network ATM
Bank of Franklin: $3
Bank of Franklin: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Bank of Franklin’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee (per month of inactivity after 12 months)$5
per month
Research Per Hour (1 hour minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour · Research Per Hour (1 hour minimum) ...................................... $15.00
Excess Withdrawal Fee$5
Returned Statement Fee$5

Overdraft & NSF

NSF & Overdraft Fee (per presentment)$35
per item
NSF & Overdraft Fee (per presentment)$35
per item

ATM & Card

Foreign ATM Transaction Fee$3
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer - Outgoing$20
Wire Transfer - Incoming$15

Check Services

Money Order (up to $500)$3
Stop Payment Fee (per item)$35
per item

Cash & Deposit

Returned Deposit Fee (per presentment)$3
per item
Night Deposit Extra Lock$3

Account Services

10 x 10 (Brookhaven only)$85
Safe Deposit Box 3 X 10$45
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)$45
Safe Deposit Box 3 X 5$30
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)$30
Safe Deposit Box 5 X 10$55
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)$55
Safe Deposit Box 5 X 5$35
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)$35
Safe Deposit Box Drill Lock if Keys are lost$50
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee (after 30 days late)$10
Not compared: Box drilling or key fee
Safe Deposit Box Lock Replacement Fee$50
Not compared: Box drilling or key fee
Garnishment/Levy Processing Fee$45

Other Fees

Copies of Research (per copy)$1
per item
Statement Printout$4

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee (per month of inactivity after 12 months)	$5	per month	None
Research Per Hour (1 hour minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	Research Per Hour (1 hour minimum) ...................................... $15.00
Excess Withdrawal Fee	$5	Not stated	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
NSF & Overdraft Fee (per presentment)	$35	per item	None
NSF & Overdraft Fee (per presentment)	$35	per item	None
ATM & Card
Foreign ATM Transaction Fee	$3	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$20	Not stated	None
Wire Transfer - Incoming	$15	Not stated	None
Check Services
Money Order (up to $500)	$3	Not stated	None
Stop Payment Fee (per item)	$35	per item	None
Cash & Deposit
Returned Deposit Fee (per presentment)	$3	per item	None
Night Deposit Extra Lock	$3	Not stated	None
Account Services
10 x 10 (Brookhaven only)	$85	Not stated	None
Safe Deposit Box 3 X 10	$45	Not stated	None
Safe Deposit Box 3 X 10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3 X 5	$30	Not stated	None
Safe Deposit Box 3 X 5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5 X 10	$55	Not stated	None
Safe Deposit Box 5 X 10 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 5 X 5	$35	Not stated	None
Safe Deposit Box 5 X 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box Drill Lock if Keys are lost	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee (after 30 days late)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lock Replacement Fee	$50Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Processing Fee	$45	Not stated	None
Other Fees
Copies of Research (per copy)	$1	per item	None
Statement Printout	$4	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Bank of Franklin's foreign transaction changes in our data

We check once a day and send one email covering every change.