American Bank & Trust Company

Headquarters: Opelousas, Louisiana
Charter: Bank
Assets: $267.0M
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
American Bank & Trust Company: $25
American Bank & Trust Company: $25
U.S. median: no median
NSF / Returned Item
American Bank & Trust Company: $25
American Bank & Trust Company: $25
U.S. median: no median
Non-Network ATM
American Bank & Trust Company: $1.25
American Bank & Trust Company: $1.25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Checking accounts become dormant if the customer makes no transactions for an entire year$3
per month
Savings accounts become dormant if the customer makes no transactions for an entire year$6
Account Reconciliation or Research$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (per item)$25
per item
Insufficient Funds Fee (per presentment)$25
per item

ATM & Card

Non-Network ATM Transaction Fee$1.25

Wire Transfers

Wire Transfer Outgoing Domestic Outgoing International$15

Check Services

Cashier's Checks: Customer$5
Certified Checks$10
Stop Payments$25
Items Sent for Collection: Customer$10

Cash & Deposit

Chargeback Items$2
per item

Account Services

Safe Deposit Box 10 x 10$88
Safe Deposit Box 3 x 10$45
Safe Deposit Box 3 x 5$35
Safe Deposit Box 5 x 10$50
Safe Deposit Box 5 x 5$40
Safe Deposit Box 6 x 10$58
Levies, Garnishments$25

Other Fees

FAX Machine$3
Statement Copies$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking accounts become dormant if the customer makes no transactions for an entire year	$3	per month	None
Savings accounts become dormant if the customer makes no transactions for an entire year	$6	Not stated	None
Account Reconciliation or Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (per item)	$25	per item	None
Insufficient Funds Fee (per presentment)	$25	per item	None
ATM & Card
Non-Network ATM Transaction Fee	$1.25	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic Outgoing International	$15	Not stated	None
Check Services
Cashier's Checks: Customer	$5	Not stated	None
Certified Checks	$10	Not stated	None
Stop Payments	$25	Not stated	None
Items Sent for Collection: Customer	$10	Not stated	None
Cash & Deposit
Chargeback Items	$2	per item	None
Account Services
Safe Deposit Box 10 x 10	$88	Not stated	None
Safe Deposit Box 3 x 10	$45	Not stated	None
Safe Deposit Box 3 x 5	$35	Not stated	None
Safe Deposit Box 5 x 10	$50	Not stated	None
Safe Deposit Box 5 x 5	$40	Not stated	None
Safe Deposit Box 6 x 10	$58	Not stated	None
Levies, Garnishments	$25	Not stated	None
Other Fees
FAX Machine	$3	Not stated	None
Statement Copies	$2	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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