Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

DLP Bank

Starke, FloridaBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=account_research; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Account Research / $25 per hour (1 hour minimum)" · Source

Dormant Account – Checking (after 12 months/no activity)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=dormant_account; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Dormant Account – Checking (after 12 months/no activity) / $10 per month" · Source

Dormant Account – Savings (after 12 months/no activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=dormant_account; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Dormant Account – Savings (after 12 months/no activity) / $5 per month" · Source

Overdraft & NSFVerified

NSF/Insufficient Funds$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=nsf; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="NSF/Insufficient Funds / $35" · Source
Overdraft Account Sent for Collection Fee$15Below the typical range ($25–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=overdraft; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Overdraft Account Sent for Collection Fee / $15" · Source
Overdraft Fee$35Above the typical range ($25–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=overdraft; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Overdraft Fee / $35" · Source
Overdraft Protection Transfer Fee$10Above the typical range ($2.38–$5 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=od_protection_transfer; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Overdraft Protection Transfer Fee / $10" · Source

ATM & CardVerified

Fees For Debit Cards (Replace Damaged Card)$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #1536. canonical_hint=card_replacement; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Fees For Debit Cards (Replace Damaged Card) / No Charge" · Source
Fees For Debit Cards (Replace Lost or Stolen Card)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=card_replacement; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Fees For Debit Cards (Replace Lost or Stolen Card) / $10" · Source

Check ServicesVerified

Cashiers Checks (Customers Only)$6Above the typical range ($3–$5.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=cashiers_check; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Cashiers Checks (Customers Only) / $6" · Source
Check Cashing Fee (Non-Customers)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=check_cashing; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Check Cashing Fee (Non-Customers) / $5 or 1% which ever is greater" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=stop_payment; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Stop Payment Fee / $35" · Source

Cash & DepositVerified

Chargeback Fee$6Below the typical range ($9–$25 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=deposited_item_return; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Chargeback Fee / $6" · Source
Night Deposit Bags (Zipper Only / Lock Bags)$5Within the typical range ($5–$20 nationally)
$8.50 below the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=night_deposit; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Night Deposit Bags (Zipper Only / Lock Bags) / $5 / $25" · Source

Account ServicesVerified

Levy or Garnishment$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=garnishment_levy; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Levy or Garnishment / $100" · Source
Notary (Customer)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #1536. canonical_hint=notary_fee; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Notary (Customer) / No Charge" · Source
Notary (Non-Customer)$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=notary_fee; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Notary (Non-Customer) / $1 per page notarized" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=account_research; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Account Research / $25 per hour (1 hour minimum)"	Source
Dormant Account – Checking (after 12 months/no activity)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=dormant_account; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Dormant Account – Checking (after 12 months/no activity) / $10 per month"	Source
Dormant Account – Savings (after 12 months/no activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=dormant_account; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Dormant Account – Savings (after 12 months/no activity) / $5 per month"	Source
Overdraft & NSFVerified
NSF/Insufficient Funds	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=nsf; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="NSF/Insufficient Funds / $35"	Source
Overdraft Account Sent for Collection Fee	$15
ATM & CardVerified
Fees For Debit Cards (Replace Damaged Card)	$0Below the typical range ($5–$10 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #1536. canonical_hint=card_replacement; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Fees For Debit Cards (Replace Damaged Card) / No Charge"	Source
Fees For Debit Cards (Replace Lost or Stolen Card)
Check ServicesVerified
Cashiers Checks (Customers Only)	$6Above the typical range ($3–$5.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=cashiers_check; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Cashiers Checks (Customers Only) / $6"	Source
Check Cashing Fee (Non-Customers)
Cash & DepositVerified
Chargeback Fee	$6Below the typical range ($9–$25 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=deposited_item_return; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Chargeback Fee / $6"	Source
Night Deposit Bags (Zipper Only / Lock Bags)	$5
Account ServicesVerified
Levy or Garnishment	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1536. canonical_hint=garnishment_levy; text_hash=40d5f3c12c7892f09627a4adae4dcae76712c54d49eadabd5a719eb857b4f6b7; excerpt="Levy or Garnishment / $100"	Source
Notary (Customer)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 17 — leaner than most institutions

Published fees

Under review

Assets

$301.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$301.4M

Total deposits

$241.5M

Service charge income

$211K

Fee income ratio

6.0%

Return on assets

0.88%

Branches

Service charge income by quarter

Q2 2026$211K

Q1 2026$198K

Q4 2025$141K

Q3 2025$213K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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