1st National Bank

Headquarters: Lebanon, Ohio
Charter: Bank
Assets: $247.2M
Fed district: Cleveland

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
1st National Bank: $6.95
1st National Bank: $6.95
U.S. median: no median
Non-Network ATM
1st National Bank: $3
1st National Bank: $3
U.S. median: no median
Wire Transfer (Domestic Out)
1st National Bank: $30
1st National Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1st National Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee (audience not stated, treated as personal)$6.95
per month
Personal Account closed within six months$50
Dormant account charge per month$5
per month
Debit Card dispute denied fee$25
Reconciliation and research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (audience not stated, treated as personal)No charge

Overdraft & NSF

Continuous daily overdraft$10
per day

ATM & Card

Other ATM$3
Reissue ATM/Debit Card$7.50

Wire Transfers

Wire transfer - outgoing$30
Wire transfer - incoming$20
Wire transfer - international$55

Check Services

Cashier's Check$7.50
Money Orders$2
Copy of checks, 1098s, 1099s$2

Cash & Deposit

Deposited items returned$15

Account Services

Garnishment or levy$80

Other Fees

Copy of interim statement$2
Copy of previous statement$5
Copy of Statement on USB drive$20

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee (audience not stated, treated as personal)	$6.95	per month	None
Personal Account closed within six months	$50	Not stated	None
Dormant account charge per month	$5	per month	None
Debit Card dispute denied fee	$25	Not stated	None
Reconciliation and research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (audience not stated, treated as personal)	No charge	Not stated	None
Overdraft & NSF
Continuous daily overdraft	$10	per day	None
ATM & Card
Other ATM	$3	Not stated	None
Reissue ATM/Debit Card	$7.50	Not stated	None
Wire Transfers
Wire transfer - outgoing	$30	Not stated	None
Wire transfer - incoming	$20	Not stated	None
Wire transfer - international	$55	Not stated	None
Check Services
Cashier's Check	$7.50	Not stated	None
Money Orders	$2	Not stated	None
Copy of checks, 1098s, 1099s	$2	Not stated	None
Cash & Deposit
Deposited items returned	$15	Not stated	None
Account Services
Garnishment or levy	$80	Not stated	None
Other Fees
Copy of interim statement	$2	Not stated	None
Copy of previous statement	$5	Not stated	None
Copy of Statement on USB drive	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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