Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community bank, under $300M

PeopleFirst Bank

Joliet, IllinoisBankChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account ServicesUnder review

discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility$10
Source

Other fees

ATM Fee Refund$25
per month · ATM fees refunded per cycle up to $25 when account qualifications are met · Source
discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility$10
Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=safe_deposit_box; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="$10 discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility" · Source
Paper Statement Fee$2
per month · Fee applies if balance is below $25,000 · Source
Platinum Reward Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account.$100
Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=atm_non_network; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Platinum Reward Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. ATM fees refunded per cycle up to $25 when account qualifica" · Source
Target Secure Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. AT$100
Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=atm_non_network; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Target Secure Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. ATM fees refunded per cycle up to $25 when account qualificati" · Source
There is a$25
Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=stop_payment; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="There is a $25 charge for each stop payment." · Source
Why settle for a promotional rate when your local community bank is paying the MAX Rate? Max Rate Savings is a variable$2
Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=paper_statement; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Why settle for a promotional rate when your local community bank is paying the MAX Rate? Max Rate Savings is a variable rate account and rates may change after account is opened. P" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account ServicesUnder review
discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility	$10	—	—	—	Source
Other feesUnder review
ATM Fee Refund	$25	—	per month	ATM fees refunded per cycle up to $25 when account qualifications are met	Source
discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility	$10	—	—	Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=safe_deposit_box; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="$10 discount on a 3 x 10 or 5 x 10 Safe Deposit Box, located at our Shorewood facility"	Source
Paper Statement Fee	$2	—	per month	Fee applies if balance is below $25,000	Source
Platinum Reward Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account.	$100	—	—	Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=atm_non_network; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Platinum Reward Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. ATM fees refunded per cycle up to $25 when account qualifica"	Source
Target Secure Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. AT	$100	—	—	Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=atm_non_network; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Target Secure Checking offers high interest earnings and ATM refunds that can be swept into a Target Savings account. ATM fees refunded per cycle up to $25 when account qualificati"	Source
There is a	$25	—	—	Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=stop_payment; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="There is a $25 charge for each stop payment."	Source
Why settle for a promotional rate when your local community bank is paying the MAX Rate? Max Rate Savings is a variable	$2	—	—	Knox deterministic extraction from Rosetta artifact #6899. canonical_hint=paper_statement; text_hash=5708091f1a4207692334eb6a3e6c150de6da9a728469a5d8404072d3b2bcb5b8; excerpt="Why settle for a promotional rate when your local community bank is paying the MAX Rate? Max Rate Savings is a variable rate account and rates may change after account is opened. P"	Source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$265.6M

Total deposits

$211.1M

Service charge income

$968K

Fee income ratio

29.8%

Return on assets

1.32%

Branches

Service charge income by quarter

Q2 2026$968K

Q1 2026$832K

Q4 2025$963K

Q3 2025$1.0M

PeopleFirst Bank

Published fees

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Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings