9 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Davis Trust Company · $275M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Davis Trust Company(this institution) | Elkins, WV | $275M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Deerfield | Deerfield, WI | $268M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of the Federated States of Micronesia | Kolonia, FM | $278M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of The Rockies | Helena, MT | $277M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Wolcott | Wolcott, IN | $280M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cayuga Lake National Bank | Union Springs, NY | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Farmers and Merchants State Bank | Winterset, IA | $272M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Federal Savings and Loan Association of Valdosta | Valdosta, GA | $278M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Federal Savings Bank of Kentucky | Frankfort, KY | $283M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Steeleville | Steeleville, IL | $275M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| FNB Picayune Bank | Picayune, MS | $282M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grand Bank for Savings, FSB | Hattiesburg, MS | $280M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Iowa State Savings Bank | Creston, IA | $277M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mediapolis Savings Bank | Mediapolis, IA | $270M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mission National Bank | San Francisco, CA | $276M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Old Glory Bank | Elmore City, OK | $277M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Patriots Bank | Garnett, KS | $269M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Reliance State Bank | Story City, IA | $277M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| South Georgia Bank | Glennville, GA | $270M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Success Bank | Bloomfield, IA | $277M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Apple Creek Banking Company | Apple Creek, OH | $271M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers Bank | Nicholasville, KY | $283M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers State Bank of Waupaca | Waupaca, WI | $279M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The First National Bank and Trust Company of Broken Arrow | Broken Arrow, OK | $269M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The First National Bank of Dennison | Dennison, OH | $267M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Unity Bank of Mississippi | Holly Springs, MS | $282M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 20 publish this fee(monthly maintenance)
5 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5.75 among 20 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Davis Trust Company does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Davis Trust Company’s own schedules, with a source for each figure.
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research & Account Balancing, per hour charge (minimum charge $19.00) | $19Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| AOD Paid Item Fee | $31.88 | Not stated | None |
| Overdraft Item Fee | $31.88 | Not stated | None |
| Non-Sufficient Fund Item Fee | $31.88 | Not stated | None |
Wire Transfers | |||
| Wire Transfer-Out (Domestic) | $25 | Not stated | None |
Check Services | |||
| Cashier Checks | $5 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Online Bill Payment Stop Payment | $25 | per item | None |
| Stop Payment Fee | $25 | Not stated | None |
Digital & Electronic | |||
| Online Bill Payment Returned Payment Charge | $31.88Not compared: Per-item charge, not monthly | per item | None |
| Personal Online Bill Pay | No charge | Not stated | None |
Account Services | |||
| Fee for Drilling & Replacing Lock | $150Not compared: Box drilling or key fee | Not stated | None |
| Fee for Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee (15 Days) | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal) | $62 | Not stated | None |
| Safe Deposit Box 2 x 5 x 22 (audience not stated, treated as personal) | $10 | Not stated | None |
| Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal) | $12.50 | Not stated | None |
| Safe Deposit Box 4 x 5 x 22 (audience not stated, treated as personal) | $16.50 | Not stated | None |
| Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal) | $22 | Not stated | None |
| Safe Deposit Box 7 x 10 x 22 (audience not stated, treated as personal) | $47 | Not stated | None |
Other Fees | |||
| Fax per Page | $1 | per item | None |
| Photocopy of records from film, per check or statement page | $3 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research & Account Balancing, per hour charge (minimum charge $19.00) | $19Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| AOD Paid Item Fee | $31.88 | Not stated | None |
| Overdraft Item Fee | $31.88 | Not stated | None |
| Non-Sufficient Fund Item Fee | $31.88 | Not stated | None |
Wire Transfers | |||
| Wire Transfer-Out (Domestic) | $25 | Not stated | None |
Check Services | |||
| Cashier Checks | $5 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Online Bill Payment Stop Payment | $25 | per item | None |
| Stop Payment Fee | $25 | Not stated | None |
Digital & Electronic | |||
| Business Online Bill Payment | $5.95 | per month | None |
| Online Bill Payment Returned Payment Charge | $31.88Not compared: Per-item charge, not monthly | per item | None |
Account Services | |||
| Fee for Drilling & Replacing Lock | $150Not compared: Box drilling or key fee | Not stated | None |
| Fee for Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee (15 Days) | $5Not compared: Box drilling or key fee | Not stated | None |
Other Fees | |||
| Fax per Page | $1 | per item | None |
| Photocopy of records from film, per check or statement page | $3 | per item | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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