Davis Trust Company

Headquarters: Elkins, West Virginia
Charter: Bank
Assets: $274.9M
Fed district: Richmond

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Davis Trust Company: $31.88
Davis Trust Company: $31.88
U.S. median: no median
NSF / Returned Item
Davis Trust Company: $31.88
Davis Trust Company: $31.88
U.S. median: no median
Wire Transfer (Domestic Out)
Davis Trust Company: $25
Davis Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Davis Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Research & Account Balancing, per hour charge (minimum charge $19.00)$19
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

AOD Paid Item Fee$31.88
Overdraft Item Fee$31.88
Non-Sufficient Fund Item Fee$31.88

Wire Transfers

Wire Transfer-Out (Domestic)$25

Check Services

Cashier Checks$5
Money Orders$3
Online Bill Payment Stop Payment$25
per item
Stop Payment Fee$25

Digital & Electronic

Online Bill Payment Returned Payment Charge$31.88
Not compared: Per-item charge, not monthly
per item
Personal Online Bill PayNo charge

Account Services

Fee for Drilling & Replacing Lock$150
Not compared: Box drilling or key fee
Fee for Lost Key$25
Not compared: Box drilling or key fee
Late Payment Fee (15 Days)$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$62
Safe Deposit Box 2 x 5 x 22 (audience not stated, treated as personal)$10
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$30
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)$12.50
Safe Deposit Box 4 x 5 x 22 (audience not stated, treated as personal)$16.50
Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$22
Safe Deposit Box 7 x 10 x 22 (audience not stated, treated as personal)$47

Other Fees

Fax per Page$1
per item
Photocopy of records from film, per check or statement page$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Research & Account Balancing, per hour charge (minimum charge $19.00)	$19Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
AOD Paid Item Fee	$31.88	Not stated	None
Overdraft Item Fee	$31.88	Not stated	None
Non-Sufficient Fund Item Fee	$31.88	Not stated	None
Wire Transfers
Wire Transfer-Out (Domestic)	$25	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Online Bill Payment Stop Payment	$25	per item	None
Stop Payment Fee	$25	Not stated	None
Digital & Electronic
Online Bill Payment Returned Payment Charge	$31.88Not compared: Per-item charge, not monthly	per item	None
Personal Online Bill Pay	No charge	Not stated	None
Account Services
Fee for Drilling & Replacing Lock	$150Not compared: Box drilling or key fee	Not stated	None
Fee for Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee (15 Days)	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$62	Not stated	None
Safe Deposit Box 2 x 5 x 22 (audience not stated, treated as personal)	$10	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)	$12.50	Not stated	None
Safe Deposit Box 4 x 5 x 22 (audience not stated, treated as personal)	$16.50	Not stated	None
Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$22	Not stated	None
Safe Deposit Box 7 x 10 x 22 (audience not stated, treated as personal)	$47	Not stated	None
Other Fees
Fax per Page	$1	per item	None
Photocopy of records from film, per check or statement page	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research & Account Balancing, per hour charge (minimum charge $19.00)$19
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

AOD Paid Item Fee$31.88
Overdraft Item Fee$31.88
Non-Sufficient Fund Item Fee$31.88

Wire Transfers

Wire Transfer-Out (Domestic)$25

Check Services

Cashier Checks$5
Money Orders$3
Online Bill Payment Stop Payment$25
per item
Stop Payment Fee$25

Digital & Electronic

Business Online Bill Payment$5.95
per month
Online Bill Payment Returned Payment Charge$31.88
Not compared: Per-item charge, not monthly
per item

Account Services

Fee for Drilling & Replacing Lock$150
Not compared: Box drilling or key fee
Fee for Lost Key$25
Not compared: Box drilling or key fee
Late Payment Fee (15 Days)$5
Not compared: Box drilling or key fee

Other Fees

Fax per Page$1
per item
Photocopy of records from film, per check or statement page$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Research & Account Balancing, per hour charge (minimum charge $19.00)	$19Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
AOD Paid Item Fee	$31.88	Not stated	None
Overdraft Item Fee	$31.88	Not stated	None
Non-Sufficient Fund Item Fee	$31.88	Not stated	None
Wire Transfers
Wire Transfer-Out (Domestic)	$25	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Online Bill Payment Stop Payment	$25	per item	None
Stop Payment Fee	$25	Not stated	None
Digital & Electronic
Business Online Bill Payment	$5.95	per month	None
Online Bill Payment Returned Payment Charge	$31.88Not compared: Per-item charge, not monthly	per item	None
Account Services
Fee for Drilling & Replacing Lock	$150Not compared: Box drilling or key fee	Not stated	None
Fee for Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee (15 Days)	$5Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax per Page	$1	per item	None
Photocopy of records from film, per check or statement page	$3	per item	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Davis Trust Company's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Davis Trust Company: $31.88
Davis Trust Company: $31.88
U.S. median: no median
NSF / Returned Item
Davis Trust Company: $31.88
Davis Trust Company: $31.88
U.S. median: no median
Wire Transfer (Domestic Out)
Davis Trust Company: $25
Davis Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Davis Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Research & Account Balancing, per hour charge (minimum charge $19.00)$19
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

AOD Paid Item Fee$31.88
Overdraft Item Fee$31.88
Non-Sufficient Fund Item Fee$31.88

Wire Transfers

Wire Transfer-Out (Domestic)$25

Check Services

Cashier Checks$5
Money Orders$3
Online Bill Payment Stop Payment$25
per item
Stop Payment Fee$25

Digital & Electronic

Online Bill Payment Returned Payment Charge$31.88
Not compared: Per-item charge, not monthly
per item
Personal Online Bill PayNo charge

Account Services

Fee for Drilling & Replacing Lock$150
Not compared: Box drilling or key fee
Fee for Lost Key$25
Not compared: Box drilling or key fee
Late Payment Fee (15 Days)$5
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)$62
Safe Deposit Box 2 x 5 x 22 (audience not stated, treated as personal)$10
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$30
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)$12.50
Safe Deposit Box 4 x 5 x 22 (audience not stated, treated as personal)$16.50
Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)$22
Safe Deposit Box 7 x 10 x 22 (audience not stated, treated as personal)$47

Other Fees

Fax per Page$1
per item
Photocopy of records from film, per check or statement page$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Research & Account Balancing, per hour charge (minimum charge $19.00)	$19Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
AOD Paid Item Fee	$31.88	Not stated	None
Overdraft Item Fee	$31.88	Not stated	None
Non-Sufficient Fund Item Fee	$31.88	Not stated	None
Wire Transfers
Wire Transfer-Out (Domestic)	$25	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Online Bill Payment Stop Payment	$25	per item	None
Stop Payment Fee	$25	Not stated	None
Digital & Electronic
Online Bill Payment Returned Payment Charge	$31.88Not compared: Per-item charge, not monthly	per item	None
Personal Online Bill Pay	No charge	Not stated	None
Account Services
Fee for Drilling & Replacing Lock	$150Not compared: Box drilling or key fee	Not stated	None
Fee for Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee (15 Days)	$5Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal)	$62	Not stated	None
Safe Deposit Box 2 x 5 x 22 (audience not stated, treated as personal)	$10	Not stated	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal)	$12.50	Not stated	None
Safe Deposit Box 4 x 5 x 22 (audience not stated, treated as personal)	$16.50	Not stated	None
Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal)	$22	Not stated	None
Safe Deposit Box 7 x 10 x 22 (audience not stated, treated as personal)	$47	Not stated	None
Other Fees
Fax per Page	$1	per item	None
Photocopy of records from film, per check or statement page	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research & Account Balancing, per hour charge (minimum charge $19.00)$19
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

AOD Paid Item Fee$31.88
Overdraft Item Fee$31.88
Non-Sufficient Fund Item Fee$31.88

Wire Transfers

Wire Transfer-Out (Domestic)$25

Check Services

Cashier Checks$5
Money Orders$3
Online Bill Payment Stop Payment$25
per item
Stop Payment Fee$25

Digital & Electronic

Business Online Bill Payment$5.95
per month
Online Bill Payment Returned Payment Charge$31.88
Not compared: Per-item charge, not monthly
per item

Account Services

Fee for Drilling & Replacing Lock$150
Not compared: Box drilling or key fee
Fee for Lost Key$25
Not compared: Box drilling or key fee
Late Payment Fee (15 Days)$5
Not compared: Box drilling or key fee

Other Fees

Fax per Page$1
per item
Photocopy of records from film, per check or statement page$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Research & Account Balancing, per hour charge (minimum charge $19.00)	$19Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
AOD Paid Item Fee	$31.88	Not stated	None
Overdraft Item Fee	$31.88	Not stated	None
Non-Sufficient Fund Item Fee	$31.88	Not stated	None
Wire Transfers
Wire Transfer-Out (Domestic)	$25	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Online Bill Payment Stop Payment	$25	per item	None
Stop Payment Fee	$25	Not stated	None
Digital & Electronic
Business Online Bill Payment	$5.95	per month	None
Online Bill Payment Returned Payment Charge	$31.88Not compared: Per-item charge, not monthly	per item	None
Account Services
Fee for Drilling & Replacing Lock	$150Not compared: Box drilling or key fee	Not stated	None
Fee for Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee (15 Days)	$5Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax per Page	$1	per item	None
Photocopy of records from film, per check or statement page	$3	per item	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.