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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
39th percentile; peer median 2.2%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for Heritage Bank of Commerce at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 879 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Heritage Bank of Commerce's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 1.8% of revenue, below the 2.2% median of 879 banks with $1B to $10B in assets (39th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $957K in Q1 2026, 7.2% above the same quarter a year earlier ($893K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Heritage Bank of Commerce (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $957K | −$12K | −1.2% |
| Q4 2025 | $969K | +$71K | +7.9% |
| Q3 2025 | $898K | −$30K | −3.2% |
| Q2 2025 | $928K | +$35K | +3.9% |
| Q1 2025 | $893K | +$8K | +0.9% |
| Q4 2024 | $885K | −$23K | −2.5% |
| Q3 2024 | $908K | +$17K | +1.9% |
| Q2 2024 | $891K | +$14K | +1.6% |
Financial cohort: 903 banks with $1B to $10B in assets filing for Q1 2026; 879 reported a share above 0% and are counted, Heritage Bank of Commerce left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Heritage Bank of Commerce by share.
Where Heritage Bank of Commerce operates, and what regulators and customers have on file.
Branch footprint
17 offices in 1 state, $4.6B in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| 7 | $2.8B | |
| 10 | $1.8B |
San Jose-Sunnyvale-Santa Clara, CA
1.8% of bank deposits, #10 of 44, up 0.6 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First-Citizens Bank & Trust Company | 24.3% |
| Wells Fargo Bank, National Association | 20.9% |
| Bank of America, National Association | 14% |
| JPMorgan Chase Bank, National Association | 13.4% |
| Citibank, National Association | 5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
In San Jose-Sunnyvale-Santa Clara, CA, Heritage Bank of Commerce holds 1.8% of bank deposits, #10 of 44, with 7 offices.
374 offices of 65 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2025 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2025. FDIC-insured offices only; credit unions are not included.
9 of 44 institutions shown. $159.6B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2025.
Position over time, 2010 to 2025
June 2025: 1.8% share, 7 offices, #10 of 44
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2025.
Credit unions, reported separately
85 offices of 22 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
1 past action
Past
Federal Reserve. Ended June 9, 2011 · Order
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows