Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The Bank of Forest

Forest, MississippiBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing Maintenance (Account Closing within 90 days of opening)$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds/Item$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Source
Overdraft/Item$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source

Wire TransfersVerified

Wire Transfer Fee - Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfer Fee - Outgoing$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Official Check and above$10Above the typical range ($3–$6 nationally)
$5 above the national median
Source
Official Check up to$5Within the typical range ($3–$6 nationally)
At the national median
Source
Stop Payment/Request$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Account ServicesVerified

Garnishment Fee$50Within the typical range ($30–$75 nationally)
At the national median
Source
Replacement of 1 Safe Deposit Box Key$35Within the typical range ($30–$70 nationally)
$10 below the national median
Source

Other FeesVerified

Photocopies$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median
Source
Statement Reprint$10Above the typical range ($2–$5 nationally)
$7 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing Maintenance (Account Closing within 90 days of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Dormant Fee Per Month After One Year of No Activity	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient Funds/Item	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	—	Source
Overdraft/Item	$35
ATM & CardVerified
Debit/ATM Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfer Fee - Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfer Fee - Outgoing	$25
Check ServicesVerified
Official Check and above	$10Above the typical range ($3–$6 nationally)	$5 above the national median	—	—	Source
Official Check up to	$5
Cash & DepositVerified
Returned Deposited Item	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account ServicesVerified
Garnishment Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Replacement of 1 Safe Deposit Box Key	$35
Other FeesVerified
Photocopies	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median	—	—	Source
Statement Reprint	$10Above the typical range ($2–$5 nationally)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$296.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$296.3M

Total deposits

$269.0M

Service charge income

$155K

Fee income ratio

5.0%

Return on assets

1.54%

Branches

Service charge income by quarter

Q2 2026$155K

Q1 2026$151K

Q4 2025$189K

Q3 2025$166K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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