Drake Bank

Headquarters: Saint Paul, Minnesota
Charter: Bank
Assets: $247.4M
Fed district: Minneapolis

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Drake Bank: $25
Drake Bank: $25
U.S. median: no median
Wire Transfer (Int'l Out)
Drake Bank: $60
Drake Bank: $60
U.S. median: no median
Wire Transfer (Domestic In)
Drake Bank: $18
Drake Bank: $18
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Drake Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Per Month)$5
per month
Escheatment$30
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Replacement Debit Card$5

Wire Transfers

Wire Transfer Outgoing Domestic Fee$25
Wire Transfer Incoming Fee$18
Wire Transfer Outgoing International Fee$60

Check Services

Cashier's Check (Free for Golden Checking and Investor Savings)$5
Check Cashing (Non-Customers) (audience not stated, treated as personal)5%($20 maximum)
Canadian - Foreign Item Deposit (Per Item)$10
per item

Account Services

Late Fee (After 30 Days)$10
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$40
per year
Safe Deposit Box 3x5$20
per year
Safe Deposit Box 5x10$60
per year
Safe Deposit Box 5x5$30
per year

Gift & Prepaid Cards

Visa® Gift Card$4

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Per Month)	$5	per month	None
Escheatment	$30	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic Fee	$25	Not stated	None
Wire Transfer Incoming Fee	$18	Not stated	None
Wire Transfer Outgoing International Fee	$60	Not stated	None
Check Services
Cashier's Check (Free for Golden Checking and Investor Savings)	$5	Not stated	None
Check Cashing (Non-Customers) (audience not stated, treated as personal)	5%($20 maximum)	Not stated	None
Canadian - Foreign Item Deposit (Per Item)	$10	per item	None
Account Services
Late Fee (After 30 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$40	per year	None
Safe Deposit Box 3x5	$20	per year	None
Safe Deposit Box 5x10	$60	per year	None
Safe Deposit Box 5x5	$30	per year	None
Gift & Prepaid Cards
Visa® Gift Card	$4	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closing (Less than 6 Months)$25

Overdraft & NSF

Overdraft (Per Item)$35
per item
Return Item (Per Item)$35

Wire Transfers

Wire Manager Outgoing Domestic Fee$20

Check Services

Stop Payment Order$30
Check Cashing (Non-Customers)$15

Account Services

Levy / Garnishment Execution$75

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (Less than 6 Months)	$25	Not stated	None
Overdraft & NSF
Overdraft (Per Item)	$35	per item	None
Return Item (Per Item)	$35	Not stated	None
Wire Transfers
Wire Manager Outgoing Domestic Fee	$20	Not stated	None
Check Services
Stop Payment Order	$30	Not stated	None
Check Cashing (Non-Customers)	$15	Not stated	None
Account Services
Levy / Garnishment Execution	$75	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Drake Bank: $25
Drake Bank: $25
U.S. median: no median
Wire Transfer (Int'l Out)
Drake Bank: $60
Drake Bank: $60
U.S. median: no median
Wire Transfer (Domestic In)
Drake Bank: $18
Drake Bank: $18
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Drake Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Per Month)$5
per month
Escheatment$30
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Replacement Debit Card$5

Wire Transfers

Wire Transfer Outgoing Domestic Fee$25
Wire Transfer Incoming Fee$18
Wire Transfer Outgoing International Fee$60

Check Services

Cashier's Check (Free for Golden Checking and Investor Savings)$5
Check Cashing (Non-Customers) (audience not stated, treated as personal)5%($20 maximum)
Canadian - Foreign Item Deposit (Per Item)$10
per item

Account Services

Late Fee (After 30 Days)$10
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$40
per year
Safe Deposit Box 3x5$20
per year
Safe Deposit Box 5x10$60
per year
Safe Deposit Box 5x5$30
per year

Gift & Prepaid Cards

Visa® Gift Card$4

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Per Month)	$5	per month	None
Escheatment	$30	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic Fee	$25	Not stated	None
Wire Transfer Incoming Fee	$18	Not stated	None
Wire Transfer Outgoing International Fee	$60	Not stated	None
Check Services
Cashier's Check (Free for Golden Checking and Investor Savings)	$5	Not stated	None
Check Cashing (Non-Customers) (audience not stated, treated as personal)	5%($20 maximum)	Not stated	None
Canadian - Foreign Item Deposit (Per Item)	$10	per item	None
Account Services
Late Fee (After 30 Days)	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$40	per year	None
Safe Deposit Box 3x5	$20	per year	None
Safe Deposit Box 5x10	$60	per year	None
Safe Deposit Box 5x5	$30	per year	None
Gift & Prepaid Cards
Visa® Gift Card	$4	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closing (Less than 6 Months)$25

Overdraft & NSF

Overdraft (Per Item)$35
per item
Return Item (Per Item)$35

Wire Transfers

Wire Manager Outgoing Domestic Fee$20

Check Services

Stop Payment Order$30
Check Cashing (Non-Customers)$15

Account Services

Levy / Garnishment Execution$75

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (Less than 6 Months)	$25	Not stated	None
Overdraft & NSF
Overdraft (Per Item)	$35	per item	None
Return Item (Per Item)	$35	Not stated	None
Wire Transfers
Wire Manager Outgoing Domestic Fee	$20	Not stated	None
Check Services
Stop Payment Order	$30	Not stated	None
Check Cashing (Non-Customers)	$15	Not stated	None
Account Services
Levy / Garnishment Execution	$75	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.