SJN Bank of Kansas

Headquarters: Saint John, Kansas
Charter: Bank
Assets: $302.9M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
SJN Bank of Kansas: $30
SJN Bank of Kansas: $30
U.S. median: no median
Wire Transfer (Domestic Out)
SJN Bank of Kansas: $15
SJN Bank of Kansas: $15
U.S. median: no median
Stop Payment
SJN Bank of Kansas: $30
SJN Bank of Kansas: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from SJN Bank of Kansas’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (if closed within 6 months of opening)$10
Inactive Account Fee (per month - avg daily balance below $100 & no activity for 1 year)$2
per month
Account Research - per hour ($20.00 minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee or Overdraft Privilege Fee (each debit)$30
per item

Wire Transfers

Outgoing Domestic Wire Transfer Fee$15
Incoming Domestic Wire Transfer Fee$15

Check Services

Cashier's Checks$5
Personal Money Order$2
Stop Payment Fee (per item)$30
per item
Check Cashing Fee2%
Check Cashing Fee (audience not stated, treated as personal)2%

Cash & Deposit

Coin Counting & Wrapping (non-customers, per hour, one hour minimum)$7.50
Not compared: Charged per hour; comparison unavailable
per hour
Deposited Checks Returned Unpaid (per item)$10
per item

Account Services

Notary Service (non-customer only)$5
Garnishment Fee$15

Other Fees

Duplicate Statement Fee$2
Extra Statement Printout Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (if closed within 6 months of opening)	$10	Not stated	None
Inactive Account Fee (per month - avg daily balance below $100 & no activity for 1 year)	$2	per month	None
Account Research - per hour ($20.00 minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee or Overdraft Privilege Fee (each debit)	$30	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$15	Not stated	None
Incoming Domestic Wire Transfer Fee	$15	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Personal Money Order	$2	Not stated	None
Stop Payment Fee (per item)	$30	per item	None
Check Cashing Fee	2%	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	2%	Not stated	None
Cash & Deposit
Coin Counting & Wrapping (non-customers, per hour, one hour minimum)	$7.50Not compared: Charged per hour; comparison unavailable	per hour	None
Deposited Checks Returned Unpaid (per item)	$10	per item	None
Account Services
Notary Service (non-customer only)	$5	Not stated	None
Garnishment Fee	$15	Not stated	None
Other Fees
Duplicate Statement Fee	$2	Not stated	None
Extra Statement Printout Fee	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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