Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

SJN Bank of Kansas

Saint John, KansasBankKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research - per hour ($20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=account_research; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Account Research - per hour ($20.00 minimum) | $30.00" · Source

Closed Account Fee (if closed within 6 months of opening)$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=early_closure; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Closed Account Fee (if closed within 6 months of opening) | $10.00" · Source

Overdraft & NSFVerified

Overdraft Fee or Overdraft Privilege Fee (each debit)$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=overdraft; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Overdraft Fee or Overdraft Privilege Fee (each debit) | $30.00" · Source

Wire TransfersVerified

Incoming Domestic Wire Transfer Fee$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=wire_domestic_incoming; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Incoming Domestic Wire Transfer Fee | $15.00" · Source
Outgoing Domestic Wire Transfer Fee$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=wire_domestic_outgoing; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Outgoing Domestic Wire Transfer Fee | $15.00" · Source

Check ServicesVerified

Personal Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=money_order; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Personal Money Order | $2.00" · Source
Stop Payment Fee (per item)$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=stop_payment; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Stop Payment Fee (per item) | $30.00" · Source

Cash & DepositVerified

Coin Counting & Wrapping (non-customers, per hour, one hour minimum)$7.50Within the typical range ($0.10–$7.50 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=coin_counting; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Coin Counting & Wrapping (non-customers, per hour, one hour minimum) | $7.50" · Source

Account ServicesVerified

Garnishment Fee$15Below the typical range ($25–$75 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=garnishment_levy; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Garnishment Fee | $15.00" · Source
Notary Service (non-customer only)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=notary_fee; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Notary Service (non-customer only) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research - per hour (	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=account_research; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Account Research - per hour ($20.00 minimum) \| $30.00"	Source
Closed Account Fee (if closed within 6 months of opening)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=early_closure; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Closed Account Fee (if closed within 6 months of opening) \| $10.00"	Source
Overdraft & NSFVerified
Overdraft Fee or Overdraft Privilege Fee (each debit)	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=overdraft; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Overdraft Fee or Overdraft Privilege Fee (each debit) \| $30.00"	Source
Wire TransfersVerified
Incoming Domestic Wire Transfer Fee	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=wire_domestic_incoming; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Incoming Domestic Wire Transfer Fee \| $15.00"	Source
Outgoing Domestic Wire Transfer Fee
Check ServicesVerified
Personal Money Order	$2Within the typical range ($2–$3.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=money_order; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Personal Money Order \| $2.00"	Source
Stop Payment Fee (per item)	$30
Cash & DepositVerified
Coin Counting & Wrapping (non-customers, per hour, one hour minimum)	$7.50Within the typical range ($0.10–$7.50 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=coin_counting; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Coin Counting & Wrapping (non-customers, per hour, one hour minimum) \| $7.50"	Source
Account ServicesVerified
Garnishment Fee	$15Below the typical range ($25–$75 nationally)	$35 below the national median	—	Knox deterministic extraction from Rosetta artifact #3577. canonical_hint=garnishment_levy; text_hash=5247aa3f46de510bae225b48e375d85bb61b096a94af0e001041a8933f40f13b; excerpt="Garnishment Fee \| $15.00"	Source
Notary Service (non-customer only)	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$302.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$302.9M

Total deposits

$259.6M

Service charge income

$67K

Fee income ratio

2.0%

Return on assets

1.43%

Branches

Service charge income by quarter

Q2 2026$67K

Q1 2026$70K

Q4 2025$82K

Q3 2025$42K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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