Security First Bank of North Dakota

Headquarters: New Salem, North Dakota
Charter: Bank
Assets: $293.2M
Fed district: Minneapolis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Security First Bank of North Dakota: $29.95
Security First Bank of North Dakota: $29.95
U.S. median: no median
NSF / Returned Item
Security First Bank of North Dakota: $29.95
Security First Bank of North Dakota: $29.95
U.S. median: no median
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
Security First Bank of North Dakota: $1
Security First Bank of North Dakota: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Security First Bank of North Dakota’s own schedules, with a source for each figure.

Account Maintenance

Personal Gold Checking Account Minimum balance fee$3.95
Dormant Account Fee$2.95
per month
Account Balancing Assistance$34.95
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$34.95
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3.95
per item

Overdraft & NSF

Overdraft Item Fees$29.95
per item
Returned Item Fees$29.95
per item
Continuous Overdraft Charge$29.95

ATM & Card

ATM Clearing Regulatory Review Fee$9.95
Not compared: Monthly charge, not per item
per month
ATM Fill Fee$1
Replace Dual ATM Cards & PINs$11.17
VISA Debit Card Replacement$12.95
per item

Wire Transfers

Wire Transfer (Outgoing)$14.95
Wire Transfer (Outgoing Foreign)$49.95
Wire Transfer (Incoming Foreign)$29.95

Check Services

Money Order$0.95
Stop Payment Fee - ACH Item$19.95
per item
Stop Payment Fee - Check$19.95
per item
Collection items (domestic)$25
Copy of Check$1.95

Account Services

Past Due Safe Deposit Box Rent$9.95
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Drill Out$124.95
Not compared: Box drilling or key fee
Safe Deposit Box Lock Re-Key (Due to Lost Key)$69.95
Not compared: Box drilling or key fee
Garnishment/Levies$25

Gift & Prepaid Cards

VISA Gift Card$2.95
VISA Travel Money Card Reload Fee$2

Other Fees

Copy of Statement$1.95

Fee	Amount	Basis	Note
Account Maintenance
Personal Gold Checking Account Minimum balance fee	$3.95	Not stated	None
Dormant Account Fee	$2.95	per month	None
Account Balancing Assistance	$34.95Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$34.95Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3.95	per item	None
Overdraft & NSF
Overdraft Item Fees	$29.95	per item	None
Returned Item Fees	$29.95	per item	None
Continuous Overdraft Charge	$29.95	Not stated	None
ATM & Card
ATM Clearing Regulatory Review Fee	$9.95Not compared: Monthly charge, not per item	per month	None
ATM Fill Fee	$1	Not stated	None
Replace Dual ATM Cards & PINs	$11.17	Not stated	None
VISA Debit Card Replacement	$12.95	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$14.95	Not stated	None
Wire Transfer (Outgoing Foreign)	$49.95	Not stated	None
Wire Transfer (Incoming Foreign)	$29.95	Not stated	None
Check Services
Money Order	$0.95	Not stated	None
Stop Payment Fee - ACH Item	$19.95	per item	None
Stop Payment Fee - Check	$19.95	per item	None
Collection items (domestic)	$25	Not stated	None
Copy of Check	$1.95	Not stated	None
Account Services
Past Due Safe Deposit Box Rent	$9.95Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Drill Out	$124.95Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lock Re-Key (Due to Lost Key)	$69.95Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levies	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$2.95	Not stated	None
VISA Travel Money Card Reload Fee	$2	Not stated	None
Other Fees
Copy of Statement	$1.95	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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