20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Pioneer Bank’s own schedules, with a source for each figure.
per item
per item
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per year
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closing an account within 6 months of opening | $25 | Not stated | None |
| Dormant account fee (no activity for 365 days) | $7.50 | Not stated | None |
| Escheatable account fee (no activity for 1,095 days) | $7.50 | Not stated | None |
| Account balancing fee - one month free per year (per hour; 1/2 hour minimum) | $30 | Not stated | None |
| Paper statement (audience not stated, treated as personal) | $5 | per item | None |
Overdraft & NSF | |||
| Overdraft fee | $34 | per item | None |
| DDA/SAV/Money Mkt: Nonsufficient Funds Return Charge | $34 | per item | None |
| Sweep transfer fee (each transfer) | $5 | per item | None |
ATM & Card | |||
| Debit card - card replacement fee | $15 | Not stated | None |
Wire Transfers | |||
| Outgoing wire transfer fee | $25 | Not stated | None |
| Incoming wire transfer fee | $20 | Not stated | None |
Check Services | |||
| Cashier's check - Customer | $5 | Not stated | None |
| Cashier's check - Non-customer | $15 | Not stated | None |
| Money order fee - Customer | $3 | Not stated | None |
| Money order fee - Non-customer | $5 | Not stated | None |
| Stop payment fee (per item) | $34 | per item | None |
| Collection item fee (per item) | $10 | per item | None |
Cash & Deposit | |||
| Return deposit item fee (per item) | $7 | per item | None |
Account Services | |||
| Notary fee - customer | No charge | Not stated | None |
| Notary fee - noncustomer | $10 | Not stated | None |
| Safe deposit box - 3x10 (per year) | $55 | per year | None |
| Safe deposit box - 3x5 (per year) | $35 | per year | None |
| Safe deposit box - 5x5 (per year) | $45 | per year | None |
| Safe deposit box - drilling fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box - late payment fee (per month) | $10Not compared: Monthly charge, not annual | per month | None |
| Safe deposit box - replacement key | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box 10x10 (per year) | $85 | per year | None |
| Safe deposit box 5x10 (per year) | $65 | per year | None |
| Levy or garnishment | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift card fee | $4 | Not stated | None |
Other Fees | |||
| Fax machine usage (per page) | $3Not compared: Charged per page; comparison unavailable | per page | Fax machine usage (per page) $3.00 |
| Interim statement fee | $1 | Not stated | None |
| Photocopies (each page) | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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