5 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 16, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Farmers Prosperity Checking $20 · Farmers Checking $25
Compared at $22.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Farmers Bank’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Farmers Checking monthly service charge | $25 | per month | None |
| Monthly service charge | $20 | per month | None |
| Dormant Account | $5 | per month | None |
| Paper statements (Farmers Checking) | $3 | per month | None |
Overdraft & NSF | |||
| Overdraft fee | $30.75 | per item | None |
| Whether we pay or return a Non-Sufficient Funds item | $30.75 | per item | None |
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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