Emigrant Bank

Headquarters: Miami, Florida
Charter: Bank
Assets: $5.7B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $2.50, the middle of its prices
Emigrant Bank: $2 to $3
Emigrant Bank: $2 to $3
U.S. median: no median
Non-Network ATM
Emigrant Bank: $1
Emigrant Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Emigrant Bank: $30
Emigrant Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Emigrant Bank’s own schedules, with a source for each figure.

Account Maintenance

Basic Banking Account Maintenance Fee (per month)$3
per month
Maintenance Fee (per month) for Balance below $500 at any time$2
per month
Dormant Account$10

ATM & Card

ATM/POS User Fee at a Terminal not owned by us (Withdrawal or Inquiry)$1
Non-Network ATM$1
Replacement of Lost ATM Card$7

Wire Transfers

Wire Transfer Fee (Outgoing)$30
Wire Transfer Fee (Incoming)$15

Check Services

Money Order (up to $1000.00)$3
Stop Payment on a Check$20
Stop Payment on any Official Check, Money Order or Electronic Item$20
Counter Check, (each)$3
per item
Photocopy (per item)$4
per item

Digital & Electronic

ACH Return Fee (Debit Returned Unpaid Due to Insufficient or Uncollected Funds)$25

Cash & Deposit

Deposited Checks Returned Unpaid by another Bank (per item)$10
per item

Account Services

Legal Fee (for processing Subpoenas, Levies, etc.)$100

Retirement & IRA

Annual IRA Plan Maintenance Fee$9
per year
IRA/KEOGH Trustee Transfer Fee (Per Transfer)$25
per item

Other Fees

Interim Statement (Terminal Copy)$5

Fee	Amount	Basis	Note
Account Maintenance
Basic Banking Account Maintenance Fee (per month)	$3	per month	None
Maintenance Fee (per month) for Balance below $500 at any time	$2	per month	None
Dormant Account	$10	Not stated	None
ATM & Card
ATM/POS User Fee at a Terminal not owned by us (Withdrawal or Inquiry)	$1	Not stated	None
Non-Network ATM	$1	Not stated	None
Replacement of Lost ATM Card	$7	Not stated	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$30	Not stated	None
Wire Transfer Fee (Incoming)	$15	Not stated	None
Check Services
Money Order (up to $1000.00)	$3	Not stated	None
Stop Payment on a Check	$20	Not stated	None
Stop Payment on any Official Check, Money Order or Electronic Item	$20	Not stated	None
Counter Check, (each)	$3	per item	None
Photocopy (per item)	$4	per item	None
Digital & Electronic
ACH Return Fee (Debit Returned Unpaid Due to Insufficient or Uncollected Funds)	$25	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid by another Bank (per item)	$10	per item	None
Account Services
Legal Fee (for processing Subpoenas, Levies, etc.)	$100	Not stated	None
Retirement & IRA
Annual IRA Plan Maintenance Fee	$9	per year	None
IRA/KEOGH Trustee Transfer Fee (Per Transfer)	$25	per item	None
Other Fees
Interim Statement (Terminal Copy)	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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