Community Bank and Trust Company

Headquarters: Muscatine, Iowa
Charter: Bank
Assets: $303.5M
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community Bank and Trust Company: $35
Community Bank and Trust Company: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Community Bank and Trust Company: $20
Community Bank and Trust Company: $20
U.S. median: no median
Stop Payment
Community Bank and Trust Company: $25
Community Bank and Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Account closing fee$25
Dormant Account Fee$3
per month
Monthly paper statement fee$4
per month
Trust Services: Returned mail$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

Debit card replacement$15
SAVINGS ACCOUNTS: ATM card replacement$15
Debit card rush order$75

Wire Transfers

Wire transfer (domestic)$20
Wire transfer (foreign)$50

Check Services

CERTIFICATE OF DEPOSITS: Checks – Money Orders$5
Not compared: CD/IRA fee
per item
Stop payment (any reason)$25
Canadian check processing$10
Collection item$10
per item

Digital & Electronic

ACH Origination$10
per item

Account Services

OTHER SERVICES: Garnishment/Levy$50

Other Fees

Fax service- send/receive$1
per item
Health Savings Accounts: Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account closing fee	$25	Not stated	None
Dormant Account Fee	$3	per month	None
Monthly paper statement fee	$4	per month	None
Trust Services: Returned mail	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
Debit card replacement	$15	Not stated	None
SAVINGS ACCOUNTS: ATM card replacement	$15	Not stated	None
Debit card rush order	$75	Not stated	None
Wire Transfers
Wire transfer (domestic)	$20	Not stated	None
Wire transfer (foreign)	$50	Not stated	None
Check Services
CERTIFICATE OF DEPOSITS: Checks – Money Orders	$5Not compared: CD/IRA fee	per item	None
Stop payment (any reason)	$25	Not stated	None
Canadian check processing	$10	Not stated	None
Collection item	$10	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Account Services
OTHER SERVICES: Garnishment/Levy	$50	Not stated	None
Other Fees
Fax service- send/receive	$1	per item	None
Health Savings Accounts: Photocopies	$1	per item	None

Account Maintenance

Dormant Account Fee$3
per month
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Trust Services: Returned mail$2
Not compared: Per-item charge, not monthly
per item

ATM & Card

Debit card replacement$15
SAVINGS ACCOUNTS: ATM card replacement$15
Debit card rush order$75

Wire Transfers

Wire transfer (domestic)$20
Wire transfer (foreign)$50

Check Services

CERTIFICATE OF DEPOSITS: Checks – Money Orders$5
Not compared: CD/IRA fee
per item
Stop payment (any reason)$25
Canadian check processing$10
Collection item$10
per item

Digital & Electronic

ACH Origination$10
per item

Account Services

OTHER SERVICES: Garnishment/Levy$50

Other Fees

Business Plus: Account statement copy$3
per item
Fax service- send/receive$1
per item
Health Savings Accounts: Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$3	per month	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Trust Services: Returned mail	$2Not compared: Per-item charge, not monthly	per item	None
ATM & Card
Debit card replacement	$15	Not stated	None
SAVINGS ACCOUNTS: ATM card replacement	$15	Not stated	None
Debit card rush order	$75	Not stated	None
Wire Transfers
Wire transfer (domestic)	$20	Not stated	None
Wire transfer (foreign)	$50	Not stated	None
Check Services
CERTIFICATE OF DEPOSITS: Checks – Money Orders	$5Not compared: CD/IRA fee	per item	None
Stop payment (any reason)	$25	Not stated	None
Canadian check processing	$10	Not stated	None
Collection item	$10	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Account Services
OTHER SERVICES: Garnishment/Levy	$50	Not stated	None
Other Fees
Business Plus: Account statement copy	$3	per item	None
Fax service- send/receive	$1	per item	None
Health Savings Accounts: Photocopies	$1	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Community Bank and Trust Company's safe deposit box changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community Bank and Trust Company: $35
Community Bank and Trust Company: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Community Bank and Trust Company: $20
Community Bank and Trust Company: $20
U.S. median: no median
Stop Payment
Community Bank and Trust Company: $25
Community Bank and Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Community Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Account closing fee$25
Dormant Account Fee$3
per month
Monthly paper statement fee$4
per month
Trust Services: Returned mail$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

Debit card replacement$15
SAVINGS ACCOUNTS: ATM card replacement$15
Debit card rush order$75

Wire Transfers

Wire transfer (domestic)$20
Wire transfer (foreign)$50

Check Services

CERTIFICATE OF DEPOSITS: Checks – Money Orders$5
Not compared: CD/IRA fee
per item
Stop payment (any reason)$25
Canadian check processing$10
Collection item$10
per item

Digital & Electronic

ACH Origination$10
per item

Account Services

OTHER SERVICES: Garnishment/Levy$50

Other Fees

Fax service- send/receive$1
per item
Health Savings Accounts: Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account closing fee	$25	Not stated	None
Dormant Account Fee	$3	per month	None
Monthly paper statement fee	$4	per month	None
Trust Services: Returned mail	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
Debit card replacement	$15	Not stated	None
SAVINGS ACCOUNTS: ATM card replacement	$15	Not stated	None
Debit card rush order	$75	Not stated	None
Wire Transfers
Wire transfer (domestic)	$20	Not stated	None
Wire transfer (foreign)	$50	Not stated	None
Check Services
CERTIFICATE OF DEPOSITS: Checks – Money Orders	$5Not compared: CD/IRA fee	per item	None
Stop payment (any reason)	$25	Not stated	None
Canadian check processing	$10	Not stated	None
Collection item	$10	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Account Services
OTHER SERVICES: Garnishment/Levy	$50	Not stated	None
Other Fees
Fax service- send/receive	$1	per item	None
Health Savings Accounts: Photocopies	$1	per item	None

Account Maintenance

Dormant Account Fee$3
per month
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Trust Services: Returned mail$2
Not compared: Per-item charge, not monthly
per item

ATM & Card

Debit card replacement$15
SAVINGS ACCOUNTS: ATM card replacement$15
Debit card rush order$75

Wire Transfers

Wire transfer (domestic)$20
Wire transfer (foreign)$50

Check Services

CERTIFICATE OF DEPOSITS: Checks – Money Orders$5
Not compared: CD/IRA fee
per item
Stop payment (any reason)$25
Canadian check processing$10
Collection item$10
per item

Digital & Electronic

ACH Origination$10
per item

Account Services

OTHER SERVICES: Garnishment/Levy$50

Other Fees

Business Plus: Account statement copy$3
per item
Fax service- send/receive$1
per item
Health Savings Accounts: Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$3	per month	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Trust Services: Returned mail	$2Not compared: Per-item charge, not monthly	per item	None
ATM & Card
Debit card replacement	$15	Not stated	None
SAVINGS ACCOUNTS: ATM card replacement	$15	Not stated	None
Debit card rush order	$75	Not stated	None
Wire Transfers
Wire transfer (domestic)	$20	Not stated	None
Wire transfer (foreign)	$50	Not stated	None
Check Services
CERTIFICATE OF DEPOSITS: Checks – Money Orders	$5Not compared: CD/IRA fee	per item	None
Stop payment (any reason)	$25	Not stated	None
Canadian check processing	$10	Not stated	None
Collection item	$10	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Account Services
OTHER SERVICES: Garnishment/Levy	$50	Not stated	None
Other Fees
Business Plus: Account statement copy	$3	per item	None
Fax service- send/receive	$1	per item	None
Health Savings Accounts: Photocopies	$1	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.