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Wray State Bank Fees and Fee Schedule | Fee Insight

VerifiedCommunity bank, under $300M

Wray State Bank

Wray, ColoradoBankKansas City district

Fee schedule collected Apr 21, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$304.0M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

ATM & CardVerified

Card Reorder$10
per item · Source

Digital & ElectronicVerified

Zelle$0
per item · No Charge · Source

Swipe for source and notes →

Fee	Amount	Basis	Note	Source
ATM & CardVerified
Card Reorder	$10	per item	—	Source
Digital & ElectronicVerified
Zelle	$0	per item	No Charge	Source

Status: Verified

2 verified fees so far — benchmarks and the report offer open at 5.

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Financial Context

Size and fee revenue

Financials as of Q1 2026 · FDIC call report

Total assets

$304.0M

Total deposits

$270.3M

Service charge income

$64K

Fee income ratio

2.1%

Return on assets

1.15%

Branches

Service charge income by quarter

Q1 2026$64K

Q4 2025$55K

Q3 2025$53K

Q2 2025$50K

Key Facts

CharterBank

LocationWray, Colorado

SegmentCommunity bank, under $300M

Fed districtKansas City

Fee schedule collectedApr 21, 2026

Financials as ofQ1 2026

Methodology

Verified fees have cleared review and are used in Bank Fee Index benchmarks.

Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.

Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.