Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

United State Bank

Lewistown, MissouriBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance (per hour)$10Below the typical range ($20–$25 nationally)

Account Research (per hour)$20

$5 below the national median

Source

Dormant Account Fee (Per Month)$3

$2 below the national median

per month · Source

Overdraft & NSFVerified

NSF Fee (applies to NSFs created by check, in person/ATM withdrawals or ACH and$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
Source

Wire TransfersVerified

Wire Transfer (Incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Wire Transfer (Outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfer Foreign (Outgoing)$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$11 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance (per hour)	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Account Research (per hour)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account Fee (Per Month)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF Fee (applies to NSFs created by check, in person/ATM withdrawals or ACH and	$25Within the typical range ($25–$31.50 nationally)	$5 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfer (Incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Wire Transfer (Outgoing)	$20
Check ServicesVerified
Stop Payment Fee	$15Below the typical range ($20–$30 nationally)	$11 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 8 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$290.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$290.1M

Total deposits

$258.4M

Service charge income

$58K

Fee income ratio

1.8%

Return on assets

1.60%

Branches

Service charge income by quarter

Q2 2026$58K

Q1 2026$71K

Q4 2025$76K

Q3 2025$73K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,029 published fee entries from 2,596 institutions

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