First Federal Savings Bank of Kentucky

Headquarters: Frankfort, Kentucky
Charter: Bank
Assets: $282.6M
Fed district: St. Louis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
First Federal Savings Bank of Kentucky: $5 to $7
First Federal Savings Bank of Kentucky: $5 to $7
U.S. median: no median
Stop Payment
First Federal Savings Bank of Kentucky: $25
First Federal Savings Bank of Kentucky: $25
U.S. median: no median
Cashier's Check
Compared at $4, the middle of its prices
First Federal Savings Bank of Kentucky: $3 to $5
First Federal Savings Bank of Kentucky: $3 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings Bank of Kentucky’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee$7
Maintenance Fee: Hometown Deposit Products$5
Monthly Fee$7
per month
Low balance fee$5
Low balance fee$10
Christmas Savings withdrawal/close before maturity (October 15th)$10
Dormant Account Fee for Simply Savings & Passbook Savings$5
per month
Dormant Accounts: (12 Months Inactivity)$10
per month
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

ATM/Debit Card Replacement$10

Check Services

Cashier’s Check$5
Official Bank Check$3
Stop Payment Request (Check or ACH)$25
Temporary Checks$2

Cash & Deposit

Deposit Items Returned Checking & Savings Accounts (audience not stated, treated as personal)$9

Account Services

Safe Deposit Box rental See brochure Wire Transfer (for checking only) Domestic Incoming$20

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$7	Not stated	None
Maintenance Fee: Hometown Deposit Products	$5	Not stated	None
Monthly Fee	$7	per month	None
Low balance fee	$5	Not stated	None
Low balance fee	$10	Not stated	None
Christmas Savings withdrawal/close before maturity (October 15th)	$10	Not stated	None
Dormant Account Fee for Simply Savings & Passbook Savings	$5	per month	None
Dormant Accounts: (12 Months Inactivity)	$10	per month	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
ATM/Debit Card Replacement	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Official Bank Check	$3	Not stated	None
Stop Payment Request (Check or ACH)	$25	Not stated	None
Temporary Checks	$2	Not stated	None
Cash & Deposit
Deposit Items Returned Checking & Savings Accounts (audience not stated, treated as personal)	$9	Not stated	None
Account Services
Safe Deposit Box rental See brochure Wire Transfer (for checking only) Domestic Incoming	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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